Franchise Opportunities for Military Veterans

The job market is stagnant. Unemployment is rampant. Nearly half of America is on some sort of public assistance. As a veteran returning home from some far-off clime, it came seem as if you’re doomed to tough times. But that’s entirely up to you. In times like these, one needs to think “outside the box” – economic guerilla warfare if you will, in regards to your career. One tactic in that battle lies with self-employment. More specifically, franchising. If you are willing to work long hours, can follow a system, afford to buy and operate a business, can manage people and are passionate about achieving success, a so-called “veteran friendly,” franchise is great option.

Military Mind-Set Leads to Success

Snap-On Tool Franchise

Could Snap-On Tools Be a Franchise Opportunity for you?

In the military, service-members are taught to follow orders. With time, good conduct, and expertise, those receiving orders will soon transition into giving orders. It’s the soldierly way – and it works. I can remember the early days of my Marine Corps career – observing, memorizing, reading, and ultimately gleaning knowledge from my senior Non-Commissioned Officers. With time, I gradually understood what it meant to be a leader.

Following a script written many moons ago, I was able to properly instruct junior Jarheads in the Marine Corps way. My experience is not unique – through trial and error, the US Military has honed a very sharp system of troop management. And as such, the progenitors of this system – veterans, have been imbued with these qualities. For many searching for purpose in their post-military career, it would behoove them to capitalize on their unique skill set. For many, helming your own business can be an especially satisfying career move.

Small Business Administration

The Small Business Administration (www.sba.gov) operates an extremely helpful website for those interested in self-employment. Just about everything you need to know about owning and operating a small business or franchise can be located via the SBA. From writing a business plan, getting that first loan, registering your business, and even establishing a health care program for your employees, the SBA provides an invaluable service.

Patriot Express Pilot Loan Initiative

Recently, the Small Business Administration established the Patriot Express Pilot Loan Initiative. As per the SBA’s website, the Express program “offer[s] streamlined and expedited loan procedures for particular groups of borrowers, notably active-duty  military personnel, veterans, and borrowers from distressed communities.” Military members currently in the Transition Assistance Program, Reservists, National Guard members, and widowed spouses of the aforementioned groups also qualify for this new SBA initiative.

Shouldering start-up cost, the Express program also covers inventory, equipment, infusion of working capital, and a myriad of other essential expenditures required for the operation of a small business. Interest rates vary from 2.25 percent to 4.75 percent over prime, featuring some of the SBA’s lowest interest rates.

Veteran Friendly Franchises

Among the many self-employment incentives for current/prior service-members, includes a number of top-rated veteran friendly franchises. According to the International Franchise Association’s “VetFran” program, some of these franchise opportunities include:

  • Snap-on Incorporated: The leading global innovator, manufacturer and marketer of tools, diagnostics, equipment and service solutions for professionals. They offer honorably discharged veterans a $20,000 discount on the initial inventory purchase for their franchise.
  • Liberty Tax Service: A low-cost tax preparation service. They offer a 10 percent discount on the franchise fee to military veterans.
  • 7-Eleven Incorporated: The world’s largest convenience store retailer and the #1 franchise opportunity in the U.S. They provide a 10 percent discount off franchise fees for all honorably discharge veterans.
  • Interim HealthCare, Incorporated: Provider of full continuum home care and healthcare for the past 45 years. They offer a 10 percent discount on franchise fees of $40,000.
  • ACFN Franchised, Incorporated: The premier provider of ATMs in hotels and other travel and entertainment-based businesses since 1996. They offer $1,000 discount off franchise fee for veterans.
  • CruiseOne: One of the nation’s largest cruise retailers and a part of World Travel  Holdings. They offer retired and active duty military member 20% off initial franchise fees.
  • GoWaiter, Incorporated: Industry leader in restaurant marketing, food delivery and catering. Franchise fees are reduced from $19,500 to $17, 500 for veterans.
  • Huddle House Incorporated: For over 47 years, Huddle House has been serving communities “Any Meal, Any Time.” Veteran incentives include a reduction in initial franchise fee from $25,000 to $12,500.

Rise Above

Starting your own business – be it an independent venture or established veteran friendly franchise, requires hard work and tons of determination. For veterans and active-duty military, the Small Business Administration and the International Franchise Association’s “VetFran” programs, are there to assist you. Despite a dreary economic outlook, remember the unofficial maxim of the United States Marine Corps – Improvise, Adapt, and Overcome. The future is yours.

Photo credit: TOMTEC

Veterans Retraining Assistance Program High Demand Occupations List

The VOW to Hire Heroes Act of 2011 created a program called the Veterans Retraining Assistance Program (VRAP),which provides Montgomery GI Bill Benefits to unemployed veterans age 35-60. The program, a joint offering of the Department of Veterans Affairs (VA) and the US Department of Labor (DoL) will help veterans gain high demand skills to more quickly enter the work force.

VRAP high-demand occupations

Use VRAP benefits to reenter the workforce

To be eligible, veterans must be age 35-60, have a discharge rating higher than dishonorable, must be unemployed and not have additional VA educational benefits, must not be receiving VA benefits for unemployability, or be enrolled in any other state or federal job-training program.

Once VRAP eligibility is established, veterans must enroll in a high demand occupation. This list covers the jobs currently approved as high-demand by the VA.

List of VRAP High Demand Occupations

The goal of the Veterans Retraining Assistance Program is to help unemployed veterans find work as quickly as possible. Because of this, only certain jobs and education benefits qualify for VRAP benefits.Benefits are limited to Associate’s Degrees, non-degree certificates, and qualified professional licenses and certifications in certain career fields.

This list covers the available career fields, and includes jobs in a variety of industries. Be sure to choose one of the jobs on this list as you will need to include the name and address of the school, as well as the occupation when applying for VRAP benefits.

For your convenience, we have copied and pasted the list to our site. The VA lists these high demand occupations on a pdf, which you can find here.

Management Occupations:

1. General and Operations Managers

2. Constructions Managers

Business and Financial Operations Occupations:

3. Wholesale and Retail Buyers, Except Farm Products

4. Purchasing Agents, Except Wholesale, Retail, and Farm Products

5. Claim Adjusters, Examiners, and Investigators

6. Business Operations Specialists, All Other

7. Appraisers and Assessors of Real Estate

8. Loan Officers

9. Tax Preparers

Computer and Mathematical Occupations:

10.  Computer Support Specialists

Architecture and Engineering Occupations:

11. Architectural and Civil Drafters

12. Mechanical Drafters

13. Civil Engineering Technicians

14. Electrical and Electronics Engineering Technicians

15. Environmental Engineering Technician

16. Industrial Engineering Technicians

17. Mechanical Engineering Technicians

18. Engineering Technicians, Except Drafters, All Other

19. Surveying and Mapping Technicians

Life, Physical, and Social Science Occupations:

20. Chemical Technicians

21. Geological and Petroleum Technicians

22. Social Science Research Assistants

23. Environmental Science and Protection Technicians, Including Health

24. Forest and Conservation Technicians

25. Life, Physical, and Social Science Technicians, All Other

Community and Social Services Occupations:

26. Substance Abuse and Behavioral Disorder Counselors

Legal Occupations:

27. Paralegals and Legal Assistants

Education, Training, and Library Occupations:

28. Preschool Teachers, Except Special Education

29. Library Technicians

Arts, Design, Entertainment, Sports, and Media Occupations

30. Merchandise Displayers and Window Trimmers

31. Actors

32. Athletes and Sports Competitors

33. Coaches and Scouts

34. Umpires, Referees, and Other Sports Officials

35. Choreographers

36. Musicians and Singers

37. Audio and Video Equipment Technicians

38. Broadcast Technicians

39. Photographers

Healthcare Practitioner and Technical Occupations:

40. Registered Nurses

41. Radiation Therapists

42. Respiratory Therapists

43. Medical and Clinical Laboratory Technicians

44. Dental Hygienists

45. Cardiovascular Technologists and Technicians

46. Diagnostic Medical Sonographers

47. Nuclear Medicine Technologists

48. Radiologic Technologists and Technicians

49. Emergency Medical Technicians and Paramedics

50. Dietetic Technicians

51. Pharmacy Technicians

52. Psychiatric Technicians

53. Surgical Technologists

54. Veterinary Technologists and Technicians

55. Licensed Practical and Licensed Vocational Nurses

56. Medical Records and Health Information Technicians

57. Opticians, Dispensing

58. Health Technologists and Technicians, All Other

Healthcare Support Occupations:

59. Nursing Aides, Orderlies, and Attendants

60. Occupational Therapy Assistants

61. Physical Therapist Assistants

62. Physical Therapist Aides

63. Massage Therapists

64. Dental Assistants

65. Medical Assistants

66. Medical Equipment Preparers

67. Medical Transcriptionists

Protective Service Occupations:

68. First-Line Supervisors of Correctional Officers

69. First-Line Supervisors of Police and Detectives

70. First-Line Supervisors of Fire Fighting and Prevention Workers

71. Firefighters

72. Correctional Officers and Jailers

73. Detectives and Criminal Investigators

74. Police and Sheriff’s Patrol Officers

75. Private Detectives and Investigators

76. Transportation Security Screeners (Federal Only)

Food Preparation and Serving Related Occupations:

77. Cooks, Private Household

Building and Grounds Cleaning and Maintenance Occupations:

78. Pest Control Workers

Personal Care and Service Occupations:

79. Gaming Dealers

80. Funeral Service Managers, Directors, Morticians, and Undertakers

81. Barbers

82. Hairdressers, Hairstylists, and Cosmetologists

83. Manicurists and Pedicurists

84. Skincare Specialists

85. Tour Guides and Escorts 18B

86. Travel Guides

Sales and Related Occupations:

87. Residential Advisors  Occupations

88. Advertising Sales Agents

89. Insurance Sales Agents

90. Travel Agents

91. Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products

92. Real Estate Sales Agents

93. Sales and Related Workers, All Other Office and Administrative Support Occupations

94. Bill and Account Collectors

95. Bookkeeping, Accounting, and Auditing Clerks

96. Payroll and Timekeeping Clerks

97. Procurement Clerks

98. Brokerage Clerks

99. Court, Municipal, and License Clerks

100. Eligibility Interviewers, Government Programs

101. Police, Fire, and Ambulance Dispatchers

102. Dispatchers, Except Police, Fire, and Ambulance

103. Production, Planning, and Expediting Clerks

104. Legal Secretaries

105. Medical Secretaries

106. Data Entry Keyers

107. Insurance Claims and Policy Processing Clerks

Construction and Extraction:

108. Boilermakers

109. Brickmasons and Blockmasons

110. Stonemasons

111. Carpenters

112. Floor Sanders and Finishers

113. Terrazzo Workers and Finishers

114. Paving, Surfacing, and Tamping Equipment Operators

115. Pile-Driver Operators

116. Operating Engineers and Other Construction Equipment Operators

117. Electricians

118. Glaziers

119. Insulation Workers, Mechanical

120. Plumbers, Pipefitters; and Steamfitters

121. Reinforcing Iron and Rebar Workers

122. Sheet Metal Workers

123. Structural Iron and Steel Workers

124. Construction and Building Inspectors

125. Fence Erectors

126. Hazardous Materials Removal Workers

127. Highway Maintenance Workers

128. Segmental Pavers

129. Construction and Related Workers, All Other

Installation, Maintenance, and Repair Occupations:

130. Computer, Automated Teller, and Office Machine Repairers

131. Radio, Cellular, and Tower Equipment Installers and Repairs

132. Telecommunications Equipment Installers and Repairers, Except Line Installers

133. Electrical and Electronics Repairers, Commercial and Industrial Equipment

134. Electronic Home Entertainment Equipment Installers and Repairers

135. Security and Fire Alarm System Installers

136. Aircraft Mechanics and Service Technicians

137. Automotive Body and Related Repairers

138. Automotive Glass Installers and Repairers

139. Automotive Service Technicians and Mechanics

140. Bus and Truck Mechanics and Diesel Engine Specialists

141. Farm Equipment Mechanics and Service Technicians

142. Mobile Heavy Equipment Mechanics, Except Engines

143. Rail Car Repairers

144. Motorboat Mechanics and Service Technicians

145. Motorcycle Mechanics

146. Outdoor Power Equipment and Other Small Engine Mechanics

147. Bicycle Repairers

148. Recreational Vehicle Service Technicians

149. Tire Repairers and Changers

150. Mechanical Door Repairers

151. Heating, Air Conditioning, and Refrigeration Mechanics and Installers

152. Home Appliance Repairers

153. Industrial Machinery Mechanics

154. Maintenance Workers, Machinery

155. Electrical Power-Line Installers and Repairers

156. Telecommunications Line Installers and Repairers

157. Medical Equipment Repairers

158. Maintenance and Repair Workers, General

159. Commercial Divers

160. Locksmiths and Safe Repairers

161. Helpers – Installation, Maintenance, and Repair Workers

162. Installation, Maintenance, and Repair Workers, All Other

Production Occupations:

163. First-Line Supervisors of Production and Operating Workers

164. Aircraft Structure, Surfaces, Rigging, and Systems Assemblers

165. Structural Metal Fabricators and Fitters

166. Team Assemblers

167. Assemblers and Fabricators, All Other

168. Computer-Controlled Machine Tool Operators, Metal and Plastic

169. Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic

170. Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic

171. Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic

172. Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic

173. Machinists

174. Metal-Refining Furnace Operators and Tenders

175. Molding, Coremaking, and Casting Machine Setters, Operators, and Tenders, Metal and Plastic

176. Multiple Machine Tool Setters, Operators, and Tenders, Metal and Plastic

Applying for VRAP Benefits

You will need to apply for VRAP online via eBenefits (also known as VONAPP). If you are unfamiliar with VONAPP, you can use our tutorials to learn how to create a VONAPP Account, and learn how to apply for benefits with VONAPP. It’s important to note that applications for VRAP benefits are limited to the first 99,000 applications, or until October 1, 2013, whichever comes first.

Slots are limited to the first 45,000 qualified applicants in FY 2012, and the first 54,000 in 2013 (dates of training are currently limited to October 1, 2013 through March 31, 2014).

When applying, be sure to have your direct deposit information for your bank (routing number and bank account number) so the VA can deposit your GI Bill benefits directly into your bank account. You will also need to provide the name and location of the school, as well as the occupation from this list.

How to Apply to Veterans Retraining Assistance Program (VRAP) GI Bill

The Department of Veterans Affairs is currently accepting applications for the Veterans Retraining Assistance Program (VRAP), which is the new program which offers GI Bill benefits to unemployed veterans. The VRAP program was created as part of the VOW to Hire Heroes Act of 2011, and is a joint benefits program offered by the VA and the US Department of Labor (DoL), and the goal is to help increase the employability of veterans.

Here is what you need to know about the program benefits, eligibility, and how to apply.

Veterans Retraining Assistance Program Benefits

Apply to veterans retraining assistance program

VRAP – GI Bill benefits for unemployed veterans

The VRAP program offers 12 months of Montgomery GI Bill benefits to unemployed veterans age 35-60, who no longer have other VA education benefits available to them (more eligibility criteria listed below). The benefits can be worth as much as $17,676 ($1,473 per month of qualified training).

Once eligibility criteria have been established, veterans must apply for VRAP benefits. Upon approval, veterans will be eligible to use the GI Bill benefits for a VA-approved education program that leads to an Associate’s Degree, non-college degree, or professional certification in a high-demand occupation. Upon graduation from their VRAP education program, the DoL will assist veterans with finding employment.

The goal of this program is to provide training opportunities to veterans that will allow them to quickly find work and help fill demands in high-need occupations. Some examples include various technical fields, business and finance, trucking, nursing and medical occupations, architectural and engineering, arts and entertainment, protective services and first-responders, construction, maintenance and repair, and other high-demand career fields (see official list from the VA).

VRAP Eligibility

To be eligible for VRAP benefits, veterans must:

  • Be between age 35 and 60
  • Be unemployed (as determined by the DoL)
  • Have a military discharge other then dishonorable
  • Be ineligible for any other VA education benefits program
  • Not be receiving VA compensation for unemployability
  • Not be enrolled in another federal or state job-training program

The age limits for this program are designed to give the highest return on investment to the government, as those veterans under age 35 are still likely eligible for the Post-9/11 GI Bill benefits, and those over age 60 will likely have less active time in the workforce.

another frequent question regarding eligibility is the VA compensation. You may be eligible if you are receiving VA disability compensation benefits, so long as you are not receiving benefits for unemployability.

How to Apply for VRAP Benefits

The Veterans Retraining Assistance Program is limited to 45,000 veterans in FY2012, and 54,000 veterans for the first half of FY2013 (October 1, 2013 – March 31, 2014). The VA will accept applications now – October 1, 2013, or until they receive 99,000 applications, whichever comes first. Due to the limited number of available slots, and the limited number of accepted applications, veterans are urged to get their applications in quickly.

How to apply: You should apply online, as this is the easiest and quickest way to submit your application and have it processed. You can apply online via eBenefits (also known as VONAPP). We have instructions for how to create a VONAPP Account, and instructions for using VONAPP, so you can follow those tutorials to apply to VRAP.

You will need some additional information when applying: your direct deposit number for your bank account (routing number and bank account number) so the VA can deposit your monthly GI Bill benefit, the name and location of the school, and the qualifying high-demand occupation.

Guerrilla Job Search: Improvise, Adapt, and Overcome

It has been called the Great Recession. When 9.4% of the population is unemployed, and another 20% is on some sort of public assistance, it’s no secret America is in an economic rut.  Job seekers – highly educated and adroitly skilled, line up by the hundreds, pursuing meager vacancies. The scramble is on, gents. You’ve a new mission – and failure isn’t an option. As such, it would behoove veterans and those transitioning from active-duty, to utilize an old axiom regularly associated with the United States Marine Corps: Improvise, Adapt, and Overcome.

Improvise

Job search with Guerrilla marketing tactics

Think outside of the box in your job search!

A guerrilla job search uses everything in your arsenal to help you find a job, whether conventional, or unconventional. Take the Internet, for example. We’re an online culture. From Facebook, LinkedIn, Twitter, Craigslist, and the plethora of other social networks staking their claim on the web, it’s essential to tap this vast resource. In terms of websites specifically dedicated towards career building, visit Monster.com, Careerbuilder.com, and Indeed.com. Literally thousands of job opportunities can be found on the aforementioned web pages. Make certain you check the dates of prospective job openings – unfortunately many are months/years old.

Along similar lines, Craigslist.com has a rather large employment section. With the ability to focus in on specific industries – and even snag a medical research gig, Craigslist offers a vast array of employment options. For those interested in the entertainment industry, EntertainmentJobs.com can provide veterans/active-duty members their big break. The United Talent Agency Job List is another means of landing a gig in the entertainment industry. Once a coveted insider-only source of Hollywood avocations, the UTA Job List is now readily available on the net. Cataloging full/part-time jobs, one can also land a sweet internship. Although the majority of these internships are un-paid, they occasionally lead to full-time employment. To learn more about the UTA Job List, check out: www.tempdiaries.com.

Adapt

The age-old practice of scouring your local newspaper’s “want ads” for employment has gone the way of the dinosaurs. Especially in times like these, one must take extraordinary efforts – guerrilla tactics, if you will, in finding gainful employment. Cold calling (typically a marketing process inherent to sales via the telephone) is one of those unconventional strategies. Scout successful companies. Learn what they’re all about – and remodel your resume accordingly. Simply call them up and introduce yourself. Request to speak to the Human Resource department. Invite a manager or HR rep out for coffee and interview them about their job, what is involved, industry trends, etc. Learn all you can about the industry. In addition, seek out local businesses involved in highly visible projects. Suggest an improvement or addition to said activity. In essence, create a job opening where there was none. Remember, research is vital when employing such tactics.

Overcome

Just because equally capable candidates are swamping the job market, doesn’t automatically mean you’re headed to the unemployment office. As a veteran/active-duty member, you’ve a unique set of skills. Assure prospective employers are made aware of said aptitudes. As cliché as it might sound – think outside the box.

Utilize MOS translators, contact the Veterans Administration, seek out veteran’s employment initiatives, reach out to friends and family, attend job fairs, and visit your local university’s employment center.

Let’s face it; you’ve confronted some mighty tough challenges in the military.

Accomplishing diverse missions – sometimes under the stress of hostile gunfire, enemy rockets, and unspeakable horrors. But guess what? You survived. Don’t let the dismal economy dictate your future – Improvise, Adapt, and Overcome.

Act of Valor – Father’s Day Movie Giveaway

I recently had the pleasure of watching the movie Act of Valor, which features active duty Navy Seals as actors. The directors wanted authenticity in the movie, and in my opinion, using real Seals made a huge impact in the action scenes. This movie was recently released on Blu-Ray and DVD, and I had the opportunity to receive a review copy, and I also have 3 copies to give away to our readers – just in time for Father’s Day! (more on the giveaway in a moment).

Act of Valor – A Movie About Navy Seals

Act of Valor Movie PosterIf you haven’t seen the movie yet, I’ll give you a brief synopsis, without any spoilers. The basic plot surrounds a Seal Team which is assembled to perform a rescue mission in South America. The movie starts with the Seal Team at home station, and their last night before heading out into the field. The Seal Team performs the rescue mission, which turns up some important evidence about a large scale terror plot, which sends the Seal Team on related, but separate missions to South America, Somalia, Mexico, and the South Pacific to thwart the terror attack.

Overall, the movie is full of action, and gives a good look at what the Seals go through in order to help preserve our way of life.  This movie is fictional, but it based on some real life missions Seals have performed since the War on Terror began. In other words, it’s as close to real life as you can get without sacrificing security. They even used live ammunition in parts of the filming, adding authenticity to some shots. It’s also worth noting this move is not a recruiting or propaganda movie. The movie is filmed in a matter of fact manner, without dragging out scenes or unnecessarily inflating the drama.

One of the important elements of the movie is the family life – the movie does a good job of showing that Seals are just like all of us. They have families they care deeply about, and they make sacrifices when they have to leave on their deployments and missions. It’s easy for the general public to think of Seals as mythical modern day warriors, without stopping to remember they are normal people with extraordinary abilities and who do extraordinary missions.

The movie was very good, but it isn’t without its faults, though. The primary lead actors are 8 active duty Navy Seals, and while they are elite in terms of their military skills, some of the dialogue and acting seemed a little forced, though not to the point of distraction. Additionally, the missions and action scenes, while amazing in their own right, seemed a little too perfect in some cases, with the Seals hitting head shot after head shot on the enemies. Maybe the Seals are that good in real life (I’m not one to doubt the skills of such an elite unit), but it seemed a little too Hollywood at times. On the flip side, Hollywood didn’t go for perfection in every aspect of the story line. People can and do get hurt on live missions, and this movie showed this. It’s important to remember that many military members put their lives on the line every day to protect our way of life.

The ending is one you don’t want to miss – and by the time it is over, you can see where the movie title comes from. Navy Seals are an elite fighting unit and we are lucky to have them on our side. And I for one, am thankful for the sacrifices they make on a daily basis to keep us safe.

Verdict: Act of Valor is well worth watching, and definitely worth adding to your library of movies if you are a fan of military movies. You can also check it out on Netflix (free one month trial, and review).

Buy Act of Valor and Support Operation Homefront

I was contacted a few weeks ago about the PR firm for the movie’s release and they announced the movie’s producers and distributors will donate a portion of the DVD sales to Operation Homefront ($1 from every sale through 11/30/12, up to $100,000).

Twentieth Century Fox Home Entertainment in cooperation with Relativity Media and The Bandito Brothers pledged today to give a portion of the proceeds from the ACT OF VALOR Blu-ray and DVD to Operation Homefront.  Operation Homefront is a national non-profit organization that provides emergency financial and other assistance to the families of our service members and wounded warriors.  ACT OF VALOR will be available on Blu-ray Combo Pack and DVD everywhere June 5th.

The PR firm also provided the 3 movies we have for a giveaway – so a big thanks to them!

Act of Valor Blu-Ray Giveaway

I have 3 copies of the Act of Valor Blu-Ray which also includes a DVD and digital copy of the movie, plus special features, including interviews with the Navy Seals in the movie, Director’s Commentary, deleted scenes, and several featurettes, including the making of the movie, documenting the use of real bullets during some scenes of the movie, and more. The special features give you an additional look behind the scenes, which helps you appreciate both the film making, and the Seals themselves.

Hats off to the entire production crew, and especially the Seals involved in the movie, the US government for allowing them to participate, and for all the unsung military heroes who remain behind the scenes every day, doing what they do to keep us safe.

How to Win a Copy of Act of Valor

I only have 3 copies to give away, so I will make this easy. There are two ways to enter. If you subscribe to our newsletter, you can respond to the newsletter we will send out next Tuesday (instructions will be in the newsletter). You can also enter by leaving a comment in this article. The comment must be your thoughts on this movie if you have seen it, or tell us your favorite military movie. That’s it – two easy ways to enter! (Giveaway ends June 22, 2012 at 11:59pm).

Note: Winners will be decided by a random drawing, and all decisions are final. Winners must be located in the US, or have a military mailing address such as APO, FPO, etc.

Bill Provides College Credit for Military Service at Oklahoma State Schools

The state of Oklahoma recently passed a law which will allow state colleges to more easily provide academic credit to military veterans who have received an Honorable Discharge within the last three years. Oklahoma state officials passed Senate Bill 1863, The Post-Military Service Occupation, Education and Credentialing Act, sponsored by Sen. Steve Russell, R-Oklahoma City, a retired Army Lieutenant Colonel, and Rep. Ann Coody, R-Lawton.

Slated to go into affect on November 1, 2012, this bill gives colleges the ability to provide academic credit for military service for those who separated within the last three years. The credit is good for applicable education, training, and experience received through military duty, as long a it pertains to the veteran’s area of study.

The skills earned by military veterans can also be applied by state authorities and governing boards toward professional licenses and certifications when the veteran’s skills are applicable toward the license or certificate. This should expedite the process toward professional licensing and certification for many Oklahoma veterans.

This law also provides assistance to spouses of active duty servicemembers by requiring agencies, boards, and commissions to develop procedures to decrease the time it takes for military spouse applicants to receive professional licenses and certifications.

This bill will help both returning veterans, and spouses of active duty military members find work. Oklahoma’s Secretary of Veterans Affairs Rita Aragon, of Edmond, praised the bill as a way to help support veterans returning from active duty overseas.

“Our military service men and women deserve our support in honor of their service to our nation,” Aragon said. “This program will allow veterans to transform their unique military skills and training into academic credit and real-world certification.”

Thoughts on this new bill: Many colleges and universities offer some academic credits for military service, but many of them limit it to an elective credit for PT (physical training), or another small elective credit. This new bill in Oklahoma, on the other hand, gives academic credit which will help veterans get closer to their degree of choice, provided their military experience is in their academic field.

This is a great opportunity for veterans to gain academic credits and reduce the amount of time it takes to obtain an Associate’s Degree, Bachelor’s Degree, or professional certification. The new GI Bill is a great benefit, and even though it covers virtually all in-state educational expenses, it doesn’t do anything to reduce the amount of time it takes to get the required degree and enter the job force.

Note: The University of Oklahoma (OU) already provides a variety of veterans academic credit for their military service, including vets who served decades ago. You can find a list of the credits they offer for military personnel and veterans.

State of Virginia Launches Veterans Identification Card

The state of Virginia recently announced a new Veterans Identification Card for Virginia state residents. This card will serve as an official veterans ID card and proof of veterans status for state residents. These cards can be used any time you need to show proof of service, including for military discounts at stores, state parks, or other businesses, or other veterans benefits (here is a list of participating Virgina retailers and other outlets).

How to Apply for Virginia Veterans ID Card

Virginia Veterans ID Card

Show your proof of service with a state issued Veterans ID Card

You will need to have a valid Virginia driver’s license or state issued ID card and your DD Form 214 (a A WD AGO document or DD 256 will also work as proof of service). You will then need to fill out the application and pay a $10 application fee. The Virginia vets cards never expire, so you won’t have to worry about replacing your card unless it is lost or stolen.

Where to apply: You can apply in-person, online, or via fax or mail. You can download the application to make the process faster. You can apply through these DMV service outlets:

  • DMV customer service centers
  • DMV 2 Go mobile offices
  • Online at www.dmvNOW.com
  • U.S. mail: P.O. Box 27412, Richmond, VA 23269-0001
  • Fax: (804) 367-1112

If you apply in person, you will receive a temporary Veterans ID card, much like a temporary driver’s license. Otherewise, you will receive your official Veterans ID card in the mail in about a week.

More States Should Follow Suit

It’s great to see Virginia Governor Bob McDonnell make this announcement – it’s long overdue for veterans who lack an easy way to prove military service. As many veterans know, there is no official government issued veterans ID card that covers all veterans (currently there are active duty and reserve cards, retiree cards, and VA Issued ID cards for those with a qualifying service-connected disability rating).

This is the first state I’ve heard of that offers an official veterans ID card, though some states will place a notation on state issued ID cards like driver’s licenses or state issued ID cards. Some local governments also issue military ID cards good for discounts at local businesses. But there needs to be a better system adopted nationwide.

I’m sure I don’t speak for myself when I say that I would love to see all states adopt this policy, or at the minimum, include a military veterans endorsement or logo on state driver’s licenses or ID cards. A national ID card for veterans would also be a welcome policy. The logistics are set up for states to easily issue ID cards or endorse driver’s licenses, so that may be the easiest to implement.

11 Spring Cleaning Tips to Make Money

With warm weather arriving you’re probably getting that spring cleaning itch. Not only will spring cleaning remove clutter from your home, but you can actually make money by cleaning up your clutter.

Spring and summer are a great time to clean out your house and earn money for your trouble. You can end up with more money in your pocket and a cleaner, less cluttered home space. Here are some spring cleaning tips to get going.

Sell items online

Spring cleaning tips to make extra money

Having a yard sale can make a lot of money

The easiest way to make money from cleaning is to have someone buy your stuff. For some of the better items, selling online can be more profitable than selling it at a yard sale. Here are a few sites you can use to sell items online.

eBay. Unless you’ve been living under a rock, you’ve heard of eBay — “the world’s largest garage sale” — but there might be some aspects of selling there that you haven’t heard of. Of course you can go on and list your item via the traditional auction method and hope the price gets bid up. If you want to get a certain amount for your item (for example, what you think you might be able to sell it for in a garage sale or what you think is close to the items value) you can put in a reserve. To figure out how much money you’ll get after eBay and PayPal fees, make sure to use a great online calculator.

eBay has a new and less stressful way you can sell items, too. It’s called eBay Instant Sale. With this section of the website you put in what item you want to sell (usually electronics) and its current condition (brand new, used with no scratches, etc.). A price quote pops out that you can choose to accept or not. If you accept it you put your item in a box, print a free shipping label, and send it off to eBay. The item is inspected, and if it is as you described it originally, you get paid.

Amazon. Almost everyone I know has purchased something from Amazon. Did you know you can sell items on Amazon as well? For the longest time you’ve been able to go to an item’s page and select “Have one to sell? Sell on Amazon.” You then put in a description of the item and it will show up under the Used item listings on Amazon’s page. (I’ve bought and sold many textbooks in my time using this method.)

However, Amazon now offers a service similar to eBay’s Instant Sale. You can trade in items for Amazon gift cards. Not all items are eligible, but many are (including books). A 3rd party purchases the items and turns around and sells them, but you’re getting instant cash this way as well.

GazelleFor the longest time, Gazelle was my favorite way of selling slightly older electronics for cash. Unlike Amazon and eBay that have various methods of selling items, Gazelle offers one: we’ll give you cash for your item if it is as described. It is just like Amazon and eBay’s Trade-in and Instant Sale options. Gazelle then turns around and sells the item for a profit — or at least they hope — on eBay and other sites. It can be difficult to find independent vendors that will do things right, but Gazelle has been an industry leader for a while. They existed before the big sites’ trade-in options were around.

Cash for Laptops. There’s a new website I came across called Cash for Laptops. As you can imagine, it is an instant sale site dedicated just to used laptops. However, be sure to get price comparisons from other sites as well. I just looked at how much I would get for my early 2011 production Macbook Pro and the price was less than 50% of what the value of the equipment is. You might have better luck with older, low-end machines that you can’t find a way to sell otherwise.

Craigslist. There’s always Craigslist. The downside to Craigslist is you can get a lot of “tire kickers” or people that want to haggle once they’re standing in front of you. The upside to Craigslist is you’re dealing with local users and don’t have to worry about shipping. You can also sell a large number of items, not just electronics or books.

Have a yard sale

Running a yard sale can help you get rid of just about anything you want. The larger of variety of items you have, the more likely you will draw a crowd. Running a yard sale well is a bit more complicated than sticking signs in the ground in front of your neighborhood.

Here are some quick yard sale tips:

  • Get your friends and neighbors involved to have a multi-family garage sale. This will draw a larger number of customers.
  • Advertise well. Post on Craigslist and Facebook when the sale is. Get your friends to share it with their friends.
  • Put price stickers on everything. When you’ve got 20+ people walking in your drive way it can be difficult to remember what you said you would sell an item for. Get small price stickers and stick them in inconspicuous places — on the bottom of items or on the tags for clothing care.
  • Have cash on hand to make change, and make sure you have enough. All it takes is someone giving you a $20 to wipe out all of your spare cash, leaving you unable to make change for the next customer.

How to decide what to sell

Deciding what to sell can be a painful and emotional process. You might be fond of an item because your Grandmother gave it to you before she passed away or because you just spent so much of your hard earned money on it.

To pick what goes and what stays, try to remove your emotional bias from the equation. Come up with a process and stick to it. Do all items that haven’t been used in 6 months go (aside from seasonal clothing)? Or maybe everything that hasn’t been used in 12 months? Should you sell the most valuable things because you need the cash? It can be hard to be honest with yourself, but a lot of the stuff you end up keeping with the best intentions of using will be sold in next year’s yard sale. Avoid that fate by selling it today. If you end up really needing it you can always go out and buy another one.

Involve the whole family

The selling and de-cluttering of your home shouldn’t be a one person operation. Get everyone involved – from your kids to your spouse. Be flexible on keeping an item if needed, but everyone can’t claim that everything that could be sold is now their favorite item. If your kids are old enough, get them involved in taking pictures of items and listing them online. Or let them make change at the garage sale or negotiate with potential buyers. Teach them what to do with the money that is earned from the sale: does it go into savings or does part of it get applied to the next major vacation? These are good money lessons for them to learn as well.

Turn an empty room into a hobby business

You could also turn an empty room into a place where you do a hobby that turns into a business. You could sell your wares on Etsy or start freelancing online.

Final Thoughts on Profitably Cleaning Up Your House

If you are looking to simple sell your stuff for cash there is less risk with sites that give you an instant price quote for your item, but you can expect to get less money for the item. It’s a trade off between simply getting an instant amount of money for your item versus hoping the price gets bid up higher or someone will buy it at a garage sale for more. Nonetheless you won’t be able to sell everything online — nor at prices you want — so having a garage or yard sale is another method to help you get rid of everything from clothes to electronics to furniture.

Photo credit: KOMUnews