Many people who love investing, eat and breathe it. They read everything that they can get their hands on about the subject. They can easily explain the difference between Price To Book Ratio and P/E Ratio. But, there are some people in the world who just do not understand or even want to understand the [...]
Your Actions Show Your Financial Priorities
Your actions show what is important to you in life, and your financial life is no different. Whatever you think is important, whether consciously or subconsciously, that is what you will spend your money on. We can say we value investing or saving for the future all we want, but if we do not put [...]
Five Ways To Find Money To Maximize Your Roth IRA Contributions
The maximum amount of money you can sock away in a Roth IRA is $5,000 each year if you are under the age of 50 years-old. If you saved the $5,000 contribution limits every year from the time you graduated college until you retired at the ripe old age of 65, you would be sitting [...]
Use A Grocery Price Book To Save Money At The Grocery Store
Every month, I play my favorite golf course near the local Air Force Base. And, every time I play, I step onto the number five tee box which is a little par three that is an in between club for me, I’m never quite sure whether I should hit my six iron or my seven [...]
Many People Take Debt With Them Into Retirement
One of your biggest financial goals should be to not only to reach retirement with enough money saved to live out your dreams, but also to retire debt free. You would think that would be the goal for the majority of people and that debt in retirement would not be an issue. But far too [...]
The Dangers Of Only Using A Joint Bank Account
Joint bank accounts provide a simple and convenient means of sharing money with your spouse. They can also help ease the trouble associated when dealing with an account while your spouse is deployed. But, there are also several risks involved when married couples operate their household budget solely out of a joint checking account. Before [...]
Is The Military Homeowner’s Assistance Program Taxable?
The military’s Homeowner’s Assistance Program (HAP) has been in place for decades to help homeowners who have trouble selling their homes because of a Base Realignment and Closure (BRAC) initiative. The latest round of BRAC closures happened to coincide with the recent housing market crisis in America. A new addition to HAP was added in [...]
The SMART Way To Accomplishing Your Goals
Now that the New Year is upon us, everyone has goals and New Year’s Resolutions that they have made. Some people want to get out of debt, and others want to exercise more and lose weight. No matter what your goals are, they will not be easily accomplished if you do not have a plan [...]
Military Will See Their Basic Allowance For Housing BAH Drop In 2011
The average Basic Allowance for Housing, or BAH, rates across the nation will fall slightly in 2011 for the first time in the past two decades. Effective January 1st, 2011, BAH rates will drop by an average of 0.6%. The military is adjusting the rates it provides for members living off of the nation’s bases, [...]