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	<title>The Military Wallet&#187; Civilian Life</title>
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	<link>http://themilitarywallet.com</link>
	<description>Personal finance for military, veterans, and their families</description>
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		<title>A New Commander at Military Finance Network</title>
		<link>http://themilitarywallet.com/blogging-with-pseudonym/</link>
		<comments>http://themilitarywallet.com/blogging-with-pseudonym/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 20:48:30 +0000</pubDate>
		<dc:creator>Ryan</dc:creator>
				<category><![CDATA[Civilian Life]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[civilian employment]]></category>

		<guid isPermaLink="false">http://themilitarywallet.com/?p=386</guid>
		<description><![CDATA[If you look closely, you will notice that Military Finance Network has a new author listed for all of the articles. What&#8217;s going on, you might ask? Well, we&#8217;re having an unofficial change of command ceremony. It&#8217;s unofficial because the author is actually the same person that has been here all along. For the last [...]

<strong>
Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/military-finance-network-rebrands-as-the-military-wallet/' rel='bookmark' title='Permanent Link: Military Finance Network Rebrands as The Military Wallet'>Military Finance Network Rebrands as The Military Wallet</a></li>
<li><a href='http://themilitarywallet.com/carnival-of-financial-goals/' rel='bookmark' title='Permanent Link: March Edition of the Carnival of Financial Goals'>March Edition of the Carnival of Financial Goals</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>If you look closely, you will notice that Military Finance Network has a new author listed for all of the articles. What&#8217;s going on, you might ask? Well, we&#8217;re having an unofficial change of command ceremony. It&#8217;s unofficial because the author is actually the same person that has been here all along. For the last few years I have been using my middle name as an online pseudonym for my blogging endeavors.</p>
<h2>Blogging under a pseudonym</h2>
<p>Lot&#8217;s of folks <a title="should you blog anonymously?" href="http://cashmoneylife.com/2010/03/01/should-you-blog-anonymously/">use a pseudonym online</a>. I started it when I began writing my other personal finance blog, <a title="money management and career" href="http://cashmoneylife.com/">Cash Money Life</a>. When I started blogging I was new to online communities. I primarily used the internet for e-mail, shopping, and <a title="best online savings accounts" href="http://cashmoneylife.com/2009/09/14/the-best-online-high-yield-savings-accounts/">online banking</a>. I was unsure about <a title="how to start a blog" href="http://cashmoneylife.com/2009/02/06/how-to-start-a-blog-for-fun-or-profit/">creating a website</a> that deals with financial topics and using my real name. I thought it might make me a target for identity theft or give friends and coworkers too much information about my financial situation. There were also many other bloggers who were anonymous when I started blogging, so I thought that even if it wasn&#8217;t what everyone did, it was acceptable. And it was, and still is acceptable to be anonymous online. But I have reached the point where I prefer to use my real name.</p>
<h2>Why I chose to use my real name</h2>
<p>The main reason I am now using my real name online is for transparency. I want people to know the information they are reading is coming from a real person and not an anonymous &#8220;internet writer.&#8221; There are other reasons for the change as well &#8211; juggling two identities was cumbersome. I had to use my real name when dealing with advertisers and other professional interests, then use my middle name for writing, answering comments, and other issues. Explaining the use of two names was tiresome for me and confusing to some people I dealt with.</p>
<h2>What changes?</h2>
<p>Nothing. I am still drawing on my military and personal finance background to offer you information that will be helpful to your financial situation. The focus will be core financial concepts and military and veteran benefits programs to help you maximize the money in your wallet.</p>
<h2>Should you blog anonymously?</h2>
<p>This is a broad question with a lot of ramifications. Before jumping in, look at your situation, what you will be blogging about, your goals, and other factors such as your work arrangements, policies at work, intended audience, etc. I wrote more in depth about the topic at Cash Money Life, and you can read my <a title="should you use a pseudonym for blogging?" href="http://cashmoneylife.com/2010/03/01/should-you-blog-anonymously/">thoughts on blogging anonymously</a> for more information.</p>
<p>As always, feel free to reach out with questions or comments and I will get back to you as quickly as is reasonable. Thanks for reading, and thanks for your service!</p>


<strong><p>Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/military-finance-network-rebrands-as-the-military-wallet/' rel='bookmark' title='Permanent Link: Military Finance Network Rebrands as The Military Wallet'>Military Finance Network Rebrands as The Military Wallet</a></li>
<li><a href='http://themilitarywallet.com/carnival-of-financial-goals/' rel='bookmark' title='Permanent Link: March Edition of the Carnival of Financial Goals'>March Edition of the Carnival of Financial Goals</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Post-Military Employment History</title>
		<link>http://themilitarywallet.com/post-military-employment-history/</link>
		<comments>http://themilitarywallet.com/post-military-employment-history/#comments</comments>
		<pubDate>Wed, 20 Aug 2008 11:14:54 +0000</pubDate>
		<dc:creator>Ryan</dc:creator>
				<category><![CDATA[Civilian Life]]></category>
		<category><![CDATA[civilian career]]></category>
		<category><![CDATA[interviewing]]></category>
		<category><![CDATA[job interview]]></category>
		<category><![CDATA[job searching]]></category>
		<category><![CDATA[salary negotiation]]></category>

		<guid isPermaLink="false">http://themilitarywallet.com/?p=151</guid>
		<description><![CDATA[Earlier this week I wrote about a post-military employment survey I recently participated in. The survey is designed to help the VA provide better veterans services by better understanding the employment experiences of recently separated service members. My post-military employment history has been very successful by my standards, even if it did take me 6 [...]

<strong>
Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey &#8211; Part II'>Veterans Affairs Post-Military Employment Survey &#8211; Part II</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/history-of-the-gi-bill/' rel='bookmark' title='Permanent Link: History of the GI Bill'>History of the GI Bill</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>Earlier this week I wrote about a <a href="http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/">post-military employment survey</a> I recently participated in. The survey is designed to help the VA provide better veterans services by better understanding the employment experiences of recently separated service members.</p>
<p>My post-military employment history has been very successful by my standards, even if it did take me 6 months to find work after I separated from the USAF. Many readers here may not be familiar with my other website, <a title="personal finance and career information" href="http://cashmoneylife.com">Cash Money Life</a>, where I have chronicled much of my employment history (particularly as I went through a <a href="http://cashmoneylife.com/2008/03/10/job-search-career-planning/">job search</a> and <a href="http://cashmoneylife.com/2008/05/13/accepting-a-job-offer/">found a new job</a> a few months ago).</p>
<h3><strong>Leaving the military</strong></h3>
<p>The most important decision I had to make was deciding whether or not to reenlist in the military. I was in a situation at my former base where we were deploying every other rotation; every other 4 months at the time. During my 6 years in the USAF, I went on 5 deployments. I had a great time, but there was a point where enough was enough. I wanted to be able to settle down and have a family.</p>
<p>I completed my degree by this time (<a href="http://cashmoneylife.com/2008/04/22/my-best-financial-moves-in-college/">I let the military pay for my degree</a>), and my decision came down to applying for OTS, reenlisting, cross-training, or separating. The USAF was doing force reductions at the time and were severely limiting officer accessions from the enlisted corps, I didn&#8217;t want to reenlist in my career field, and there weren&#8217;t any appealing jobs to cross-train into. So <a href="http://cashmoneylife.com/2008/01/16/new-career-planning-change-job/">I decided it was time for a new job</a> and I made the decision to separate from the USAF.</p>
<p>I still miss the military sometimes, but I made the best decision for me on both a professional and personal level. I have since married my best friend and on a professional level, I have advanced further than I would have had I remained in the USAF.</p>
<h3>The job search</h3>
<p>I began my job search even before I left the military, which is a great idea if you know you are separating. <a href="http://cashmoneylife.com/2008/03/27/career-job-search-employed/">The best time to search for a new job is while you already have a job</a>. The most difficult part about my search was that I was moving across the country to an area I had never lived before, and I didn&#8217;t have a professional network in place. The good news was that I was moving to an area where there was a major Air Force base.</p>
<p>The job search took me over 6 months, and I ended up finding a job as a contractor on a military installation. This was a good thing because I had no desire to go back to being an aircraft mechanic. There is nothing wrong with that profession of course, but I had spent a lot of time working on my degree, and I wanted to use it. I also know that when you are the new guy on the job, <a href="http://cashmoneylife.com/2008/06/25/which-shift-to-you-prefer-to-work/">you get stuck with the shifts no one else wants</a>. I worked them all in my military career, and I much prefer working a standard M-F day shift.</p>
<h3>Interviewing</h3>
<p>The interview for my first job was interesting because I didn&#8217;t have much white collar experience. I had a lot of military experience and associated maintenance and logistics knowledge, standard Microsoft Office knowledge, and a few other areas of expertise. Luckily, I was applying for a job as an Air Force contractor working in the logistics area.</p>
<p>I was <a href="http://cashmoneylife.com/2008/04/29/how-to-dress-for-an-interview/">well dressed for my interview</a>, and showed up on time. I was relieved when I talked to my interviewers and discovered that 3 of the 4 were veterans. We had similar backgrounds and I was a good fit for the job (even though I was not an exact fit and had never worked a similar job previous to this). I received a job offer 2 days later.</p>
<h3>Negotiating</h3>
<p><a href="http://cashmoneylife.com/2008/02/15/salary-compensation-negotiation/">Salary negotiations</a> are an interesting topic, and one that entire books are written about. For this job, my soon to be employers knew I had been out of the military for a few months and they made me an offer I thought was below market value. The HR rep I talked to said the hiring manager didn&#8217;t negotiate on opening offers. So I took it.</p>
<p>I could have negotiated but my theory was this: the opening salary was very close to the salary I was seeking ($2,500 off), I wasn&#8217;t an exact fit for this job, I had been looking for 6 months and I needed a job (this was the first interview I had), and I knew that once I had some more experience I would have more ground to stand on in future negotiations. I have since learned more about <a href="http://cashmoneylife.com/2008/02/15/salary-compensation-negotiation/">salary negotiation tactics</a> and if I had to do it again, I would negotiate. In the end, it didn&#8217;t hurt me because I received a raise several months later that brought me up to the original salary I was seeking.</p>
<h3>Moving on to a new job</h3>
<p>Over a year later, I decided <a href="http://cashmoneylife.com/2008/01/15/career-planning-change-new-job/">the job I was working was no longer a good match for me</a>. It was time to move on again.  I began <a href="http://cashmoneylife.com/2008/03/27/career-job-search-employed/">searching for a job while I was employed</a> and I found two good matches. I went through two <a title="how to do a telephone interview" href="http://cashmoneylife.com/2008/04/01/telephone-phone-job-interview/">telephone interviews</a> with them, then had a couplle in-person interviews. I <a href="http://cashmoneylife.com/2008/05/07/evaluating-job-offers/">received two job offers</a> and had to <a title="how to evaluate a job offer" href="http://cashmoneylife.com/2008/05/06/how-to-evaluate-a-job-offer/">evaluate the job offers</a> to determine which was the best option was for me.</p>
<p>In the end, <a title="accepting a job offer" href="http://cashmoneylife.com/2008/05/13/accepting-a-job-offer/">I accepted one of the job offers</a> and <a title="how to resign gracefully" href="http://cashmoneylife.com/2008/05/12/how-to-write-a-resignation-letter/">I resigned from my first post-military job</a>. After I resigned, I gave an <a href="http://cashmoneylife.com/2008/05/23/i-gave-my-exit-interview-last-week/">exit interview</a> and told my former managers why I was leaving. They made me a counter-offer which I refused. <a title="why you shouldn't accept a counter offer" href="http://cashmoneylife.com/2008/05/15/should-i-accept-a-counter-offer/">Accepting a counter-offer is not usually a good idea</a>.</p>
<h3>Future career prospects</h3>
<p>I don&#8217;t know exactly what the future holds (that wouldn&#8217;t be fun anyway!), but I do know that the military has prepared me well for whatever may come my way. One of the things I have considered is <a href="http://cashmoneylife.com/2007/08/19/mba-options-part-i-do-you-need-an-mba/">getting an MBA</a>. I haven&#8217;t decided if I want to go that route yet or not. I do know that right now, I have a lot of professional prospects and my military experience is something I will carry with me for the rest of my life.</p>
<p style="text-align: center;">~</p>
<p>This article was featured in the <a href="http://www.brokegradstudent.com/carnival-of-personal-finance-167-highlights-from-the-beijing-2008-olympics/">Carnival of Personal Finance #167 &#8211; Highlights from The Beijing 2008 Olympics</a>.</p>


<strong><p>Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey &#8211; Part II'>Veterans Affairs Post-Military Employment Survey &#8211; Part II</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/history-of-the-gi-bill/' rel='bookmark' title='Permanent Link: History of the GI Bill'>History of the GI Bill</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Veterans Affairs Post-Military Employment Survey &#8211; Part II</title>
		<link>http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/</link>
		<comments>http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/#comments</comments>
		<pubDate>Mon, 18 Aug 2008 23:48:20 +0000</pubDate>
		<dc:creator>Ryan</dc:creator>
				<category><![CDATA[Civilian Life]]></category>
		<category><![CDATA[civilian employment]]></category>
		<category><![CDATA[post military employment]]></category>

		<guid isPermaLink="false">http://themilitarywallet.com/?p=150</guid>
		<description><![CDATA[I recently participated in the second part of a Veterans Affairs Post-Military Employment Survey. As I previously mentioned, the Employment Histories Survey is designed to help the VA provide better veterans services by better understanding the employment experiences of recently separated service members. I was happy to be able to participate in the survey, and [...]

<strong>
Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
<li><a href='http://themilitarywallet.com/texas-veterans-leadership-program/' rel='bookmark' title='Permanent Link: Texas Veterans Leadership Program'>Texas Veterans Leadership Program</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>I recently participated in the second part of a <a href="http://themilitarywallet.com/post-military-employment-survey/">Veterans Affairs Post-Military Employment Survey</a>. As I previously mentioned, the Employment Histories Survey is designed to help the VA provide better veterans services by better understanding the employment experiences of recently separated service members.</p>
<p>I was happy to be able to participate in the survey, and even happier that they reward participants with $20 for taking the time to participate. I would have done it without compensation though, because I believe in what they are trying to accomplish. You see, a lot of veterans have a difficult time making the transition to civilian life. It&#8217;s not always an easy thing to accomplish, though I believe many veterans have the necessary skills to suceeed in any environment.</p>
<p>The problem is not always the veteran not knowing how to do certain tasks; I believe most veterans are extremely adaptable and learn quickly. I think the bigger problem is that many civilian employers do not know how to value miitary experience. There are many misconceptions about what military members do and what they are capable of doing in the civilian world.</p>
<p>In my opinion, military veterans are highly skilled leaders who are willing to take charge and run with projects. We learn quickly, are highly adaptable, and can handle higher stress loads than many people. Military members tend to have wide and varied expereinces working with people of different backgrounds and skill levels. All of these things make for great leaders and solid performers in the workplace.</p>
<p>I have been successful in my post-military career, though it did take me almost 6 months to find work after I separated. Part of the time I was traveling, and I also moved halfway across the country. But I was constantly searching for jobs via the internet. It can be difficult to find a job when you don&#8217;t have a network to tap into. Even so, I believe I have done well in my post-military career &#8211; perhaps better than I would have had I remained in the service.</p>
<p>I answered all the survey questions regarding my post military experience, and I hope my answers are able to help the VA come to some conclusions about how they can better provide for veterans.</p>


<strong><p>Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
<li><a href='http://themilitarywallet.com/texas-veterans-leadership-program/' rel='bookmark' title='Permanent Link: Texas Veterans Leadership Program'>Texas Veterans Leadership Program</a></li>
</ol></p>]]></content:encoded>
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		<title>Changing Careers: Military to Civilian</title>
		<link>http://themilitarywallet.com/career-change-military-to-civilian/</link>
		<comments>http://themilitarywallet.com/career-change-military-to-civilian/#comments</comments>
		<pubDate>Thu, 25 Oct 2007 07:21:01 +0000</pubDate>
		<dc:creator>Ryan</dc:creator>
				<category><![CDATA[Civilian Life]]></category>
		<category><![CDATA[Military Money]]></category>

		<guid isPermaLink="false">http://themilitarywallet.com/2007/10/25/career-change-military-to-civilian/</guid>
		<description><![CDATA[Changing careers is never an easy thing to do. Changing from the military way of life to the civilian sector is even more difficult. I know, I&#8217;ve done it! My wife is in the process of doing it now, and it can be a frustrating and difficult transition. One of the most difficult things to [...]

<strong>
Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey &#8211; Part II'>Veterans Affairs Post-Military Employment Survey &#8211; Part II</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p></p><p>Changing careers is never an easy thing to do. Changing from the military way of life to the civilian sector is even more difficult. I know, I&#8217;ve done it! My wife is in the process of doing it now, and it can be a frustrating and difficult transition. One of the most difficult things to complete is your post-military resume. How do you put several years of military training onto paper in a way that civilians can understand? (And with no military jargon or acronyms!)</p>
<p>How do you write about the skills you&#8217;ve learned and had ingrained into you through years of training, hard work, dedication, and discipline? How does one translate the core values of <strong>Honor</strong>,<strong> </strong><strong>Integrity</strong>, <strong>Loyalty</strong>, <strong>Duty</strong>,<strong> Respect</strong>,<strong> Personal Courage</strong>,<strong> Selfless-Service</strong>,<strong> Excellence</strong>, and<strong> Commitment</strong>?</p>
<p>It&#8217;s a tough thing to do. Not all military skills directly translate to the civilian world. But I assure you, many skills do. Countless veterans have successfully made the transition back into the civilian world. I did it over a year ago, and so can you. It takes a lot of work, planning, and sometimes a little luck, but it can be done.</p>
<p>Over the next few days and weeks, I will write about going through this transition. I will cover the decision to separate from the military, preparing to get out of the military, writing your resume, going through the job search, interviewing, and many more helpful topics to help veterans find the job they deserve. In the process, I&#8217;ll be helping my wife find the job she is looking for. Putting everything on paper will help us in our job search, and we can leave a written record to help others in the military community.</p>
<p>It&#8217;s never easy, but anything worth having is worth working for. (But you already knew that didn&#8217;t you? <img src='http://themilitarywallet.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  )</p>


<strong><p>Related posts:2009 Veteran's Day Discounts<ol><li><a href='http://themilitarywallet.com/veterans-affairs-postmilitary-employment-survey-part-ii/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey &#8211; Part II'>Veterans Affairs Post-Military Employment Survey &#8211; Part II</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-survey/' rel='bookmark' title='Permanent Link: Veterans Affairs Post-Military Employment Survey'>Veterans Affairs Post-Military Employment Survey</a></li>
<li><a href='http://themilitarywallet.com/post-military-employment-history/' rel='bookmark' title='Permanent Link: My Post-Military Employment History'>My Post-Military Employment History</a></li>
</ol></p>]]></content:encoded>
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