The window for open enrollment is currently open in many civilian jobs. Open enrollment, or Open Season, is the one time of year you can make changes to your heath insurance plan without needing a qualifying life event. For most people the open enrollment window is only open for 2 weeks, so check with your [...]

What happens when a bank fails? It’s a scary thing to think about, and unfortunately, it is all too common in today’s economy. In fact, almost 100 banks have failed in the US already this year. Thankfully, most banks are covered by the Federal Deposit Insurance Corporation (FDIC), which insures all bank deposits at member [...]

Welcome to the October 2, 2009 Edition #109 of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security. This edition is arranged by subject heading, [...]

Welcome to the 84th Edition of the Money Hacks Carnival. This carnival features a variety of recent personal finance articles, reviews, and resources from a wide range of personal finance websites. What is a Money Hack? A money hack is anything that makes it easier to manage your personal finances, better understand a complex financial [...]

Joining the military is one of the greatest adventures you will ever experience. But life changes significantly once you join the military. One common experience many military members have is that they are earning more money than they have ever earned before, and there is no one telling them how to manage it. To top [...]

The US economy has been going through difficult times for well over a year now, with stock prices plummeting, real estate foreclosures at all time highs, and unemployment levels higher than they have been in decades. The US government passed a broad economic stimulus package in early 2009 to help people cope with these issues, [...]

Life insurance is one of the most important purchases you can make. You want to be able to provide for your family in the event that the unthinkable happens to you. Why buy life insurance? Life insurance exists for one reason – to provide a source of income for your family or dependents if you [...]

Last month the Obama administration approved the Car Allowance Rebate System (CARS), or the Cash for Clunkers Bill. The Cash for clunkers Program is designed to encourage people to trade in their old, inefficient vehicles for newer and more fuel efficient cars or trucks. It is also designed to help the struggling auto industry. Car [...]

Dave Ramsey is one of America’s most popular money gurus and is renowned for his tough love attitude toward eliminating debt and working toward financial freedom. Perhaps Dave Ramsey’s most popular training series is his debt elimination and financial freedom program: Financial Peace University.  The 7 Baby Steps are the basis for Financial Peace University. [...]

In 1916, with the First World War looming imminently on the horizon, the leaders of America’s major civic organizations launched an ambitious education campaign designed to ready the American public for a wartime economy. Dubbed “National Thrift Week” and sponsored primarily by the Young Men’s Christian Association (Y.M.C.A.), the campaign became a recurring celebration, beginning [...]