Navy Tuition Assistance Progam Benefits (Updated for FY 2014)

The US Navy offers its Sailors a Tuition Assistance (TA) program to provide funds for off-duty education programs. This is an incredibly valuable benefit as furthering your education can help you gain promotions while you are still in the service, as well as help you find a higher paying job when you retire or otherwise leave the military.

US Navy Tuition Assistance Benefits

Are you using your Tuition Assistance Benefits?

The Navy Tuition Assistance program has undergone some small changes recently, and what follows are the rules and TA rates for FY 2014. Approval is required before you will be able to use TA funds, so be sure to read all the fine print and contact your education office if you have more questions.

Let’s dive in and take a look at what the US Navy Tuition Assistance program offers, who is eligible, which educational programs are covered, and how to take advantage of this valuable benefit.

2014 Navy Tuition Assistance Benefits Updates

The following rates are effective immediately, and are in place from October 1, 2013, through September 30, 2014. The rates after that will depend on the approved Navy budget (though it looks like things will be the same in 2015).

2014 Tuition Assistance Rates: The Navy Tuition Assistance Program pays for 100% of up-front costs associated with tuition and fees for course enrollments, up to the following rates:

  • $250.00 per semester hour, or
  • $166.67 per quarter hour, or
  • $16.67 per clock hour, AND
  • Maximum of 16 Semester Hours (24 Quarter Hours or 240 Clock Hours) per Fiscal Year
  • Max Benefit Per Fiscal Year: $4,000

Note: Though the Navy has done so in previous years, they are not currently accepting waivers to exceed the annual credit hour limit.

Navy Tuition Assistance Eligibility

Tuition Assistance benefits are available to both officers and enlisted personnel who are serving on active duty, as well as Reservists serving on continuous active duty. Eligibility is also extended to Enlisted Naval Reservists are called to active duty for at least 120 consecutive days, and to Naval Reservist Officers ordered to active duty for 2 years or more.

To qualify, servicemembers must:

  • Be on active duty for the whole length of the course.
  • Attend an institution accredited by a regional, national, or professional accrediting agency recognized by the U.S. Department of Education.
  • Receive counseling from a Navy College Office or a Virtual Education Center counselor.
  • Provide all grades from previously funded TA courses and reimburse all W and F grades. (Withdrawals for involuntary reasons may be granted with command verification.)
  • Agree, if an officer, to remain on active duty for at least two years upon completion of courses funded by TA. This obligation runs concurrently with remaining obligated service time. Those who fail to serve the obligation must repay the TA funds expended on their behalf during the last two years of active duty on a pro-rated basis.

Eligible Study Programs and Other Restrictions: The Navy Tuition Assistance Program can be used for the completion of a high school diploma or equivalency certificate, certain certifications, and college level courses. Tuition Assistance benefits can only be used for a higher level degree plan than has already been achieved, unless specifically approved in advance. Here are some additional restrictions:

  • WebTA applications must be command approved, received by the VEC and approved/funded prior to the course start date.
  • TA cannot be used to pay for books, e-books, CD-ROMs, etc.
  • TA cannot be used to pay for flight training.
  • TA cannot be used by Naval Reservists if not on continuous active duty, by enlisted Naval Reservists if ordered to active duty less than 120 days, or by Naval Reservist Officers if ordered to active duty for less than 2 years or more.
  • TA cannot be used by those in a duty-under-instruction status or in an officer accession program involving full time instruction at a civilian institution.
  • TA will only be approved for courses scheduled for one academic term at a time.
  • TA will not be authorized for the same course previously funded by TA.
  • TA will not fund school enrollment fees.
  • TA will not fund active duty at their first permanent duty station for less than one year.
  • TA cannot be authorized for a lower or lateral level degree.

Overall, the list of restrictions for the Navy TA program are fewer than those of the Army and US Air Force, which both have restrictions on which types of courses can be taken, and have more restrictions regarding who is eligible to take courses with TA funding. On the flip side, the Army and Air Force both offer up to $4,500 in TA benefits per year.

Applying for Navy Tuition Assistance Benefits

Eligible Sailors need to contact their Navy College Office or the Virtual Education Center to first satisfy the requirement of receiving their educational counseling. This can be done in person, by phone, by email, or virtually, at You will work with an academic advisor to help construct an education plan and to determine which classes you will request TA funding for. Your academic advisor may recommend you take CLEP/DSST tests to gain college credit in lieu of taking the actual courses if applicable. This will help save you time and have additional funds available toward your credit limit cap each fiscal year. Taking college credit exams will also ensure more funds are available for others to take classes.

Allowable fees that can be funded under Tuition Assistance are:

  • Fees directly required for course enrollment may be combined with tuition. Navy will pay fees that are published, mandatory, and charged for course enrollment not to exceed the caps of $250.00 per semester hour/$166.67 per quarter hour/$16.67 per clock hour.
  • Mandatory non-reimbursable fees meeting the criteria listed above may be funded with TA. However, if the course is canceled allowing the tuition to be refunded, the student is responsible for paying the non-reimbursable fee.
  • Sailors requesting payment of fees with tuition are responsible for providing accurate fee information to their Navy College Office or Virtual Education Center when applying for TA.

Effective 01 January 2014, in order to receive TA funding, WebTA applications must be command approved before benefits will be paid. It is recommended you submit your WebTA application at least 30 days prior to your course start date.

Alternative Ways to Pay for College

There is a $4,000 annual Tuition Assistance benefit cap per fiscal year, which may or may not be enough to cover your degree plan. If you find yourself running out of funds, you may be able to continue your education with a little creative planning. The first tip is to determine of there are any college placement exams that will work with your degree plan. Not all colleges accept these courses, so be sure to check with the education counselor at your college. Taking college placement exams such as the CLEP and DANTES exams helped me shave a year off my degree plan when I took classes on active duty. Many colleges and universities also offer credits for military training, potentially eliminating some required coursework from your degree plan.

Additional funding sources for college credits include utilizing the Montgomery GI Bill, Post-9/11 GI Bill, scholarships, grants, and other tuition assistance programs.

For more information, visit the Navy TA site here.

Photo credit: Defense Department graphic by U.S. Navy Petty Officer 2nd Class Kayla Jo Finley/Released

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Date published: April 29, 2014. Last updated: May 6, 2014.

Article by

Ryan Guina is the founder and editor of this site. He is a writer, small business owner, and entrepreneur. He served over 6 years on active duty in the USAF and is currently serving in the IL Air National Guard. He also writes about money management, small business, and career topics at Cash Money Life. You can also see his profile on Google.


  1. BJ says


    As a Navy Officer who may become involuntarily separated (failure of selection O-4/LCDR), would I have to pay back any Tuition Assistance (TA) that I took in the past two years?

    I ask because the policy below is confusing as to how it applies to involuntary separation:



    • BJ says

      Sorry, this was the policy I was referring to.

      Agree, if an officer, to remain on active duty for at least two years upon completion of courses funded by TA. This obligation runs concurrently with remaining obligated service time. Those who fail to serve the obligation must repay the TA funds expended on their behalf during the last two years of active duty on a pro-rated basis.


      • says

        BJ, Thank you for contacting me. I couldn’t find the exact Navy language, but the Army does not require members to pay back TA when they are involuntarily separated – see number 6.

        I believe this is the case for all branches, but I cannot verify. I recommend contacting your base education office, or personnel section. Sorry I don’t have a definitive answer.

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