Are you looking for a new debit reward card program?
Many people I know, myself included, prefer not to carry a lot of cash when they go shopping. For some it is the convenience of plastic, and for others it’s the rewards programs. For me, it is a little of both. I currently use my credit card for almost all purchases, and pay it off in full each month. But I know there are many people who have had bad experiences with credit cards and exclusively use cash or debit cards for their purchases. If you are in that last group, or even in the credit card rewards programs camp, then you should take a few minutes to look at PerkStreet FinancialSM, a new online financial services company that currently offers 2% cash back on debit card purchases – better than any other bank I have been able to find.
2% cash back is only the start. The current offer is 2% cash back program on all purchases, and up to 5% cash back on purchases in popular categories.
PerkStreet Financial – Best Debit Rewards Card
PerkStreet Financial is a relatively new company, but they are making waves with this offer. They are able to offer a much better debit reward card program than most other banks because they are entirely online and don’t have to pay for maintenance and care for hundreds or even thousands of branches.
The PerkStreet Financial Offer
PerkStreet offers a free online checking account with no account minimums, no minimum monthly balance requirements, a wide network of free ATMs, and more. PerkStreet Financial also offers free overnight shipping for checks deposits, which will be available the next day. (Simply take your check to a UPS store or MailBox, Etc. and you can use PerkStreet’s account to ship your deposit overnight).
Sound good? Check out these details about PerkStreet Financial:
- The PerkStreet FinancialSM Debit MasterCard® gives you awesome rewards: 10x the average debit card**
- $25 deposit and 5 minutes to open
- Free checks
- No minimum balance requirement
- No monthly fees when you use your account
- Nation’s largest surcharge-free ATM network
- Free online banking and bill pay
PerkStreet Financial Debit Rewards Program Details
1%-2% cash back program (5% for special categories). The PerkStreet debit card rewards program offers 2% cash back rewards for the first 6 months, and 1% thereafter. However, you will receive the full 2% cash back if you maintain a balance of at least $5,000.
You can also earn up to 5% cash back for spending in select categories. The bonus spending categories during the remainder of June and through July include ice cream from Ben & Jerry’s, Culvers, Dairy Queen and Cold Stone Creamery; home improvement goods from Lowes, Home Depot and Menards; and gas paid for at the pump. Match that with your Home Depot and Lowe’s Military Discount and you can get some serious savings!
Here is the fine print:
“When your Account Balance at the start of the day is $5,000 or more, you’ll earn 2% cash back for all non-PIN debit card purchases you make on that day. When your Account Balance at the start of the day is less than $5,000, you’ll earn 1% cash back on all non-PIN debit card purchases you make on that day. To determine your starting Account Balance, we use your closing balance after all settled transactions from the previous business day. Pending purchases and funds from deposited items that are not yet available are not included in your Account Balance. There is no limit to the total amount you can earn, unless otherwise specified in specific category bonus terms and conditions.”
Receiving your rewards. You can redeem your rewards for cash, a gift card, or gift cards from popular stores such as Amazon, Target, Best Buy, and more.
Open a PerkStreet Financial Account to take advantage of this cash reward program! Opening a PerkStreet Financial Account is free and easy (it takes about 5 minutes).
Who Should Take Advantage of the PerkStreet Offer
PerkStreet Financial is great for anyone who doesn’t like to carry large amounts of cash and doesn’t use credit cards. If you are already a debit card user, then PerkStreet could end up putting a lot of your hard earned money back in your wallet.