TD Bank Bonus Offer – Earn Up to $300 When You Open a New TD Bank Checking Account

TD Bank is offering new customers a $150 or $300 sign up bonus for opening a new checking account and meeting direct deposit requirements.
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Interested in earning some quick money? TD Bank is currently offering a lucrative sign up bonus to new customers who meet their criteria (more on this below).

Banking is a competitive industry, which is why many banks offer sign up bonuses to new customers. These bonuses are often the right incentive to get new customers in the door where the banks hope they can convert these new customers into lifelong clients.

TD Bank Sign Up Bonuses – Earn up to $300 Bonus

TD Bank currently offers two different sign-up bonuses for customers who apply online and meet the qualifying criteria.

TD Beyond Checking – $300 Bonus

  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days.
  • To qualify for this offer, you must be a U.S. resident and apply for the offer online.
  • Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA

Learn More About the TD Beyond Checking Offer

TD Convenience CheckingSM – $150 Bonus

  • New customers who apply online for a TD Convenience CheckingSM account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days.
  • To qualify for this offer, you must be a U.S. resident and apply for the offer online.
  • Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA

Learn More About the TD Convenience CheckingSM Offer

Why Open an Account with TD Bank?

Aside from the obvious new customer bonus, TD Bank offers customers a mix of full-service banking and convenient locations, hours, and ATM access.

In fact, TD Bank can handle just about any personal or business banking need.

Customer service is available online and via the phone, and is available 24/7.

One of the few downsides is availability. While TD Bank has hundreds of locations, they are primarily only located in Canada and the Eastern United States.

Here is the current list of states where TD Bank is available:

  • CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA

More About TD Bank Checking Accounts

The TD Checking accounts that are currently offering the sign up bonuses offer customers a solid account that should be able to meet their banking needs.

Here are more details:

TD Beyond Checking – Most Perks & Best Value

TD Beyond Checking offers the most perks of all the TD checking accounts.

As a new customer, you can earn $300 when you set up direct deposits of $2,500 or more within 60 days of opening your account.

There is no minimum deposit to open the account. However, you will want to ensure you avoid the $25 monthly service fee, which can be done in one of three ways:

  • by maintaining a daily minimum balance of $2,500,
  • by setting up monthly direct deposits of $5,000 0r more,
  • or by maintaining an average combined balance of $25,000 across qualifying TD accounts.

Other benefits of the TD Beyond Checking account include

  • no ATM fees when you keep at least a $2,500 daily balance,
  • free standard checks, and
  • two overdraft fees per year automatically reimbursed.

Bonus Details:

  • Only available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank
  • $300 bonus requires new customer to direct deposit at least $2,500 into the account within 60 days of account opening
  • Qualifying deposits include recurring payments such as payroll, government benefits, or a pension plan. Bank transfers and person-to-person transfer do not count toward this bonus.
  • Bonus will be deposited into your account within 95 days of account opening. Your account must remain open and in good standing at the time the bonus is issued in order to qualify.
  • Bonus will be reported as taxable income to the IRS (Form 1099-MISC).

Learn More About the TD Beyond Checking $300 Sign Up Bonus

TD Convenience Checking is their most popular checking account. There is a $15 per month maintenance fee which can be waived in one of two ways:

  • By maintaining an average daily balance of $100, or
  • for young adults, ages 17-23

Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.

This account is currently offering $150 in bonus cash if you set up at least $500 in direct deposits within the first 60 days.

Bonus Details:

  • Only available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank
  • $150 bonus requires new customer to direct deposit at least $500 into the account within 60 days of account opening
  • Qualifying deposits include recurring payments such as payroll, government benefits, or a pension plan. Bank transfers and person-to-person transfer do not count toward this bonus.
  • Bonus will be deposited into your account within 95 days of account opening. Your account must remain open and in good standing at the time the bonus is issued in order to qualify.
  • Bonus will be reported as taxable income to the IRS (Form 1099-MISC).

Learn More About the TD Convenience CheckingSM $150 Sign Up Bonus

TD Bank Offers Full-Service Banking and Convenience

Overall, TD Bank offers great value if you live in one of the areas where they have a strong U.S. presence (15 states and the D.C. metro area). It’s also a great option if you frequently travel to and from Canada, as you can easily open a Canadian account or access TD Bank ATMs in Canada.

They offer full service banking, including Checking, Savings, Money Markets, CDs, Credit Cards, Mortgages, Home Equity Products, Personal Loans, IRAs, Prepaid Cards and more.

TD Bank also offers business banking services ranging from small business needs up to enterprise banking needs.

You can learn more about TD Bank in our full review, or you can visit their website.


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About Ryan Guina

Ryan Guina is The Military Wallet's founder. He is a writer, small business owner, and entrepreneur. He served over six years on active duty in the USAF and is a current member of the Illinois Air National Guard.

Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about personal finance and investing at Cash Money Life.

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