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Lowe’s Military Discount – Save 10% Every Day with MyLowe’s Military Discount

Lowe's military discount program offers qualified active duty service members, veterans and their immediate family members 10% savings on most purchases. Here are the details.
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Woman asks About Lowes Military Discount Price

Lowe’s 10% Military Discount Eligibility

Lowe’s 10% military discount is available to active-duty, reserve and National Guard service members in the  United States Army, Marine Corps, Navy, Air Force and Coast Guard. Members of the National Oceanic and Atmospheric Administration (NOAA) and Public Health Service Commissioned Corps (USPHS) also qualify for the discount.

The 10% discount also applies to veterans and their families.  

Veterans include all individuals retired or discharged (honorable, under honorable condition, general). You are not eligible for the discount if you were dishonorably discharged from the military. 

To receive the discount, you need to enroll in the MyLowe’s Program. Lowe’s uses a trusted third-party service to verify eligibility status, which may require you to submit additional documentation such as proof of military service. You’ll only need to do this once.

Home Depot offers a military discount similar to Lowe’s, for eligible service members, veterans and their families. View all of our reviewed military discounts here.

How to prove military service:

How to Sign Up for the MyLowe’s Program

To enroll, visit Select “Verify with,” which is a third-party eligibility verification service contracted to the Department of Defense.  

Then, follow the on-screen instructions to complete military verification. 

Once you’re verified, you’ll create a personal account on or log in to your existing personal account and follow the on-screen instructions.

You can link your MyLowe’s account with your phone number or carry a membership card and make discount purchases with either one. In either case, cashiers may ask to see your military ID.

You can also share your discount with your spouse through your MyLowe’s account. Spouses must show a dependent ID to complete in-store purchases. If the service member and spouse have different last names, the checkout assistant may ask for a second form of identification.

Unlock Additional Savings

Save 10% with Lowe’s Military Discount

Is Lowe’s Military Discount Available Online?

Yes.  To use the discount online, log in to your MyLowe’s account. Lowe’s will automatically apply your discount to eligible items during checkout.

If you prefer, you can check your local store’s inventory and complete your order online, then visit the store and pick up your purchases. That way, you don’t waste a trip only to find out your item isn’t in stock. 

Can you still get the discount without a MyLowe’s account? You can still get a military discount in stores if you do not have a MyLowe’s account, according to Lowe’s military discount policy. But, you must have a MyLowe’s account to access the Lowe’s discount online.

Personally, I like the MyLowe’s card because it tracks all my purchases, and makes it easy to return an item (the MyLowe’s account stores your receipts, so you don’t need to keep the paper copy to make returns). Your account can also keep track of details like paint color codes to make touch-ups easier.

Shopping Lowe’s Online

Lowe’s offers sales that can vary by location. Before you shop, it’s a good idea to check local advertisements, fliers, promo codes, coupons and online store promotions for up-to-date information.

In many cases, Lowe’s website also features deals that aren’t available at their physical stores, so it pays to take a close look online for separate savings.

You can go here to see Lowe’s latest online offers.

Lowe’s Military Discount Exclusions

Lowe’s military discount has no annual limit, subject to certain program exclusions. The 10% discount applies only to eligible purchases.  It can’t be used with any other offer, coupon, promotion, discount or markdown, including but not limited to: 

  • Lowe’s Price Promise
  • Price programs such as Lowe’s volume or special discount programs (including Contractor Packs™, Buy in Bulk, Bulk Savings, Special Value and New Lower Price)
  • Lowe’s credit discount offers, such as Lowe’s Consumer Credit Card 5% Off Everyday discount.
  • Gift cards
  • Previous purchases
  • Services (including but not limited to product installations sold separately or as part of a packaged bundle comprising both products and services)
  • Assembly 
  • Shipping and extended protection plans
  • Taxes or fees

Your discount isn’t redeemable for cash, is nontransferable and can’t be combined with price adjustments made at a manager’s discretion, according to Lowe’s military discount program policy. 

Also, according to the policy, Lowe’s military discount is for personal use only, and not for commercial services. It also won’t apply to market-priced commodities like lumber, cables, electrical wire, plywood or oriented strand board.

Lowe’s reserves the right to change or cancel the program at any time or cancel a member’s enrollment if there is evidence of misuse.  In other words – please use the program as it is intended – as a thank you for your service. Don’t use it to enhance your business or hook up your second cousin’s best friend with a sweet discount.

Additional exclusions may apply. If you have questions, ask store personnel for clarifications on what is covered.

What if You Don’t Receive a Discount?

Now that we’ve got the legal mumbo-jumbo out of the way, I’d like to say that I’ve been using the 10% military discount at Lowe’s for years now and I’ve rarely had any issues. 

However, If you don’t receive a discount, start by verifying that the discount applies to your particular purchases.  

You might not qualify for the discount if there are exclusions noted above, or you don’t have the proper form of required ID.  Clerks can get in trouble or lose their jobs if they accept a non-valid form of ID, so please don’t put them in an awkward position.

If you have questions or think you were improperly denied the discount, you can ask to see a copy of the military discount policy.

Author’s note: Even if you’re denied a discount, we should appreciate that Lowes is making an effort to support our community through their ongoing policy of hiring and providing scholarships for veterans, creating safe and affordable veteran’s housing and preferred veterans parking at store locations.  The chain has also been ranked as one of the top five military-friendly brands for 2022 by Military Friendly. 

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About Ryan Guina

Ryan Guina is The Military Wallet's founder. He is a writer, small business owner, and entrepreneur. He served over six years on active duty in the USAF and is a current member of the Illinois Air National Guard.

Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about personal finance and investing at Cash Money Life.

Ryan uses Personal Capital to track and manage his finances. Personal Capital is a free software program that allows him to track his net worth, balance his investment portfolio, track his income and expenses, and much more. You can open a free Personal Capital account here.

Featured In: Ryan's writing has been featured in the following publications: Forbes,, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine (print and online editions), Military Influencer Magazine, Cash Money Life, The Military Guide, USAA, Go Banking Rates, and many other publications.

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  1. Peggy Langston Langley says

    Lowes is a real joke!! No discount on appliances, no discount on any mil works, no discount on anything they claim is on sale even tho it is their everyday price! And just Spent four hours plus on phone trying to order appliances . What a joke!! ,

  2. Peter Ciriello says

    I was denied a Veteran discount on 5 pieces of wood for my stair repair. I was told that discount does not apply to wood, appliances, or sale items. I am in their system. A Vietnam Veteran.
    Many you should check your facts before you mislead the public. Call Lowes in Danvers Mass. to verify.

    • Brittany Crocker says

      Hi Peter, sorry that happened to you. Unfortunately, Lowe’s military discount does have some exclusions. We listed a few of them in the article. I’ll check in with Lowe’s about their discount policy on lumber and add it to the list if that’s the case.

  3. Jan Burkybile says

    My husband is retired military. We have tried to get a discount at HD and it seems to depend on their mood so we haven’t tried in the last couple years. We went to Lowe’s a couple years ago with the required paperwork and they submitted everything for us. We have the My Lowe’s card but have never used it and we always get the discount. Not sure if this works everywhere but all we do is give our phone number. I can go in without him and receive the discount by just giving our phone number. They always say “thank you for your service.” We shop at Lowe’s in Bentonville and Rogers, AR.

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