The Platinum Card® from American Express – How to Apply

With a stellar welcome bonus, recurring annual benefits, airport lounge access and other travel benefits, The Platinum Card from American Express is the premier travel rewards card for military service members and veterans.
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Card image of The Platinum Card from American Express

Editorial Note: We may earn a commission through links from our partners. American Express is an advertiser on The Military Wallet. Commissions do not affect our editors’ opinions or evaluations. Terms Apply to American Express benefits and offers.

When used strategically and paid in full each month, credit cards can be a great way to earn valuable rewards, avoid currency transaction fees, and add consumer protections to your purchases.

With a list of perks that perhaps no other card can match, card_name deserves a place in your military wallet. With this as your primary card, you can enjoy a little VIP treatment and a host of travel benefits.

View the simple application process here to take advantage of the Platinum Card benefits today.

American Express Platinum Card Military Benefits and Rewards

Product Name: The Platinum Card® from American Express
Product Description: Let's start with some honesty: The Platinum Card® from American Express isn't for everyone. It carries a sizable annual fee and requires a high level of fiscal responsibility. But for those servicemembers and veterans with great credit and discipline, the Platinum Card is easily one of the best luxury credit cards around.
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Summary

4.8
  • Introductory Offer:
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide. Get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Get a $300 statement credit for purchasing a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. You must charge the full price of the bike in one transaction. Shipping is available in the contiguous U.S. only. Enrollment is Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • See Rates and Fees; terms apply (enrollment required for some benefits).

How to Apply for The Platinum Card® from American Express

To apply for an American Express Platinum Card, first click here or follow the link below and hit “Apply Now.”

Next, choose your preferred metal card design (Classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu) and enter your personal information, including your name, social security and annual income.

Continue to the next page to read the credit card’s terms and conditions, then submit your application. Once approved, you can accept the card and begin earning rewards.

Often, you might receive an approval decision within minutes when you apply online, thanks to automated credit checks and risk assessment algorithms. However, in some cases where further review is needed, it could take a few business days to several weeks to get a response.

The Platinum Card from American Express offers premier travel benefits, including airport lounge access, a welcome bonus, recurring annual benefits, and more. If you’re looking for a credit card like this, click the link to get started below.


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Is the Annual Fee Worth It for Military Servicemembers and Veterans?

Determining the value of The Platinum Card® from American Express depends on how much you travel and value the associated perks. With an annual fee of $695, this card certainly caters to those who frequently use travel benefits. If your travel is infrequent, this may not be the most cost-effective option.

However, active users can extract significant value. By leveraging the full suite of credits—for airline fees (up to $200), Uber Cash (up to $200), Global Entry (up to $100), and hotel stays (up to $200)—you’re looking at $700 worth of value, effectively balancing out the annual fee. When you factor in the extensive list of additional benefits, the total value can surpass $1,000 each year, offering more than just financial perks but also enhancing travel convenience and comfort.

For servicemembers and veterans who travel often, whether for personal or professional reasons, the rewards and services provided by the card can substantiate the cost. Enrollment is required for certain benefits, and terms apply.


To see rates and fees for card_name, please visit this link.

The Military Wallet has partnered with CardRatings for our coverage of credit card products. The Military Wallet and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on The Military Wallet are from advertisers. Compensation may impact how and where card products appear, but does not affect our editors’ opinions or evaluations. The Military Wallet does not include all card companies or all available card offers.

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Advertiser Disclosure: The Military Wallet and Three Creeks Media, LLC, its parent and affiliate companies, may receive compensation through advertising placements on The Military Wallet. For any rankings or lists on this site, The Military Wallet may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner,” the indicated company is a corporate affiliate of The Military Wallet. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on The Military Wallet may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of  The Military Wallet.

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