1. Online Privacy Notice

We Respect Your Privacy

Three Creeks Media (“Company” or “We”) respect your privacy, and we recognize the importance of keeping your information secure. Below, you will find details about our privacy policies and how your information is used.

This policy describes the types of information we may collect from you or that you may provide when you visit TheMilitaryWallet.com or our mobile application (our “Website” or “Site”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

  • On this Website.
  • In email, text, and other electronic messages between you and this Website.
  • When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

  • Us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or
  • Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.
  1. Information We Collect and How We Use and Share Such Information

We collect information that you provide to us, and through your use of this Site, via forms, surveys, applications, or other online fields. 

We collect information which includes, but it not limited to: name, postal or email addresses, telephone numbers, fax or mobile numbers, and any other information that you provide. We also collect information that your device provides automatically, which includes, but is not limited to: your IP address; device ID; the web pages you view while visiting our Site, and how you interact with them; information from cookies, pixels, web beacons, and other online identifiers.

We use the Information that we collect for the following purposes:

  • to present our Website and its contents to you;
  • to provide you with information, products, or services that you request from us;
  • to respond to your inquiries and fulfill your requests;
  • to inform you about important information regarding the Site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information;
  • to deliver marketing communications that we believe may be of interest to you, including, ads or offers tailored to you;
  • to personalize your experience on the Site;
  • for business purposes, including data analysis, audits, developing and improving products and services, enhancing the Site, identifying usage trends and determining the effectiveness of promotional campaigns;
  • for risk control, for fraud detection and prevention, to comply with laws and regulations, and to comply with other legal process and law enforcement requirements;
  • in response to a properly served request from a federal or state law enforcement or other governmental agency as a result of a subpoena or court order, in order to exercise our legal rights, to protect our company or employees from threats or fraud, to protect us from legal claims, or as otherwise required by law. We may raise or waive any legal rights available to us. This information may also be disclosed in the event of a merger or sale of the company, an asset sale, or the unlikely event of bankruptcy.

.We utilize “Cookies”, “Web Beacons, and other methods throughout our site to improve your experience, identify and correct errors, evaluate page popularity and statistics, personalize and improve your experience, and to help us understand our visitors’ needs. To learn more about cookies, including how to manage or delete cookies, please visit http://www.allaboutcookies.org/

We may use other companies’ analytics and tracking tools that receive information from you when you use our Site, including technology from Google Analytics, Google Doubleclick, Meta (including but not limited to Facebook or Instagram) and others, to help us track, segment, and analyze usage of the Site, and to help us serve more targeted advertising. These tools may use technology such as cookies, tags, pixels, SDKs, and similar technologies to track online activity.

We use FullStory.com to collect information regarding your use of our Site, including pages visited, links clicked, non-sensitive text entered, and mouse movements, as well as information more commonly collected such as your IP address, referring URL, browser, operating system, cookie information, and Internet Service Provider.

  1. Opt-Out Provisions and Consumer Choice

You may opt out of the DoubleClick cookie by visiting the Google advertising opt out page, or you may opt out of Google Analytics by visiting the Google Analytics opt-out page.

If you wish to prevent websites from tracking your website usage data via FullStory.com, you may opt out by navigating to https://fullstory.com/optout and clicking “Opt out of FullStory.” Opting out will create a cookie that tells FullStory.com to turn off recording. The presence of this cookie is required to continue opting out, so if you clear your browsing cookies, you will need to opt-out again.

You can opt out of receiving interest-based advertising from members of the following groups by visiting their websites:

California “Do Not Track” Disclosures: While some Internet browsers have the ability to specify privacy preferences to websites, including requests not to track your usage and browsing history, Three Creeks Media websites do not currently respond to these signals and may continue track your activity on this website and use gathered information as provided in this policy. 

  1. How We Use Your Submitted Information

If you submit a request for information (an “Inquiry”) to Three Creeks Media, we will share the personal information that you provided, including but not limited to your full name, email address, telephone number, and any other information you provided (“Self-Reported Information”) with our Network Members to process and fulfill your request. You may be contacted directly by phone and/or email as a result of your request, even if the number you supplied is on the National Do Not Call registry. 

You may choose what information to provide us. You may choose to withhold certain information, but this may affect your ability to use certain features of our website. We encourage consumers to disclose all pertinent information so we can provide a high level of customer service and connect you with a Network Member.

Three Creeks Media may periodically send you complimentary materials including newsletters, commercial offers, instructional videos or other information if you choose to provide us an email address. By providing your email address or submitting a request for more information that includes your email address, you have opted to receive these materials from us. If you desire to stop receiving these materials, please email [email protected] with the specific request.

  1. Disclosing Your Information

We may be required to disclose certain personal information resulting from a properly served request from a federal or state law enforcement or other governmental agency as a result of a subpoena, court order, in order to exercise our legal rights, to protect our company or employees from threats or fraud, to protect us from legal claims, or as otherwise required by law. We may raise or waive any legal rights available to us. This information may also be disclosed in the event of a merger or sale of the company, an asset sale, or the unlikely event of bankruptcy.

We may disclose your personal information to certain parties, like a service provider, for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract or as otherwise permitted by you.

For example, we may disclose your personal information with:

  • Service providers who assist us in verifying your information, processing transactions, maintaining your account, or providing customer support.
  • Affiliates who support our business operations, regulatory compliance, and customer services, including providing marketing and analytics support, capturing performance metrics, assisting with financial and administrative services, protecting the rights and safety of our company and customers, and in connection with corporate transactions such as mergers or acquisitions.
  1. Children’s Online Privacy Protection Act (COPPA):

This site is intended for individuals age 18 and older. Children under the age of 18 should not use this site, and are expressly prohibited from using our services.

  1. Our Secure System Protects You

To protect your personal information from unauthorized access and use, Three Creeks Media uses physical, electronic, and procedural safeguards. Nevertheless, no system can be completely secure, and you should not expect that your information will remain protected. Unauthorized entry or use, hardware or software failure, human error, or a number of other factors may compromise the security of your information. As a consumer, you should always safeguard your personal information and protect yourself from potential identify fraud.

  1. General Policy Provisions
  1. The policies and practices described in this disclosure are subject to change, but we will communicate any such changes to you as required by law. We encourage you to periodically review our privacy policy for any changes.
  2. You may receive copies of this privacy policy as well as the terms and conditions by sending an email detailing your request to [email protected] or by sending a written request to:

Customer Service
Three Creeks Media
503 E. Nifong, #121 Columbia, MO 65201