Articles by Ryan Guina

Ryan is the founder and editor of this site. He is a writer, small business owner, and entrepreneur. He served over 6 years in the USAF and also writes about money management, small business, and career topics at Cash Money Life.

You can find him around the web at, Ryan Guina on Twitter, The Military Wallet on Twitter, Ryan's Google+ profile.

How to Get a Military Discount

Many companies offer military discounts, which is an awesome way to show their appreciation for all military veterans have done for our country. As a veteran, I certainly appreciate the gesture, and I try to thank the company offering the discount whenever it is possible. As well intentioned as the military discounts are, however, they sometimes cause problems because there is no general standard among stores regarding discount eligibility. In ...

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How to Place a Security Freeze on Your Credit File

Identity theft can be a devastating and demoralizing problem that has far reaching consequences and can be difficult to repair. Unfortunately, identity theft cases continue to increase. If you have been a victim of identity theft, believe you have been a victim, or want to increase the security of your credit history, then you can place a security freeze on your credit file with something called a credit freeze. Why Freeze ...

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Can I Contribute to the TSP When I Leave the Military?

The Thrift Savings Plan is one of the best tools military members have to prepare for retirement. Similar to a civilian 401k plan, the Thrift Savings Plan is an employer sponsored retirement plan which allows participants to save money for retirement directly from their paycheck. The added benefit is the money you contribute isn't taxed in the year you make the contribution, and it can grow tax free until you ...

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Social Security Disability Benefits for Wounded Warriors

Most people think of Social Security as a benefit for retirees. In most cases, you need to be age 62 or older to receive social security benefits, but there are other situations when one can receive Social Security benefits. One example is Social Security Disability Insurance, and if you are a wounded veteran, or current military member who is unable to perform his or her duties due to an illness ...

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Veterans Jobs Corps Initiative – Creating Public Service Jobs for Vets

President Obama recently announced the Veterans Job Corps, a new jobs initiative for US Military veterans which is designed to create jobs for military veterans. This proposed $5B initiative is designed to help military veterans find jobs at the local, state, and federal level, primarily in jobs which the president believes would be a good fit for military veterans. Let's take a look at the President's proposal, then we'll dive ...

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Expect Delayed Tax Refunds from the IRS

Tax payers who submitted their tax returns early this year may have to wait a little longer than anticipated to receive their tax refund. The IRS recently announced there are delays in tax refunds this year while they put new anti-fraud measures in place on their computer systems. As of right now, the delays are expected to cost tax payers around a week or longer than the scheduled tax refund ...

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Health Care Benefits After Separating from the Military

The most important thing to consider when separating from the military is ensuring your immediate needs are taken care of. This includes making sure you have some cash coming in to cover your bills, a roof over your head, and health care coverage for you and your family. Unfortunately, you can only take your military health care benefits with you in limited circumstances, which we will cover in this article. ...

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