Articles by Ryan Guina

Ryan is the founder and editor of this site. He is a writer, small business owner, and entrepreneur. He served over 6 years in the USAF and also writes about money management, small business, and career topics at Cash Money Life.

You can find him around the web at, Ryan Guina on Twitter, The Military Wallet on Twitter, and on Google.

New Federal Veterans ID Card Coming Soon

Congress recently passed the Veterans Identification Card Act, a new bill that would create a government issued Veterans ID card, something that many veterans have been requesting for years. The bill was unanimously passed by both the House and the Senate. President Obama signed the bill into law on July 20, 2015. A Solution Many […]

Office of Personnel Management Breached – Hackers Steal 21.5M SSNs and Over 1 Million Fingerprints

The US Office of Personnel Management recently announced they were hacked by cyber thieves who, over the course of more than a year, stole approximately 21.5 million Social Security Numbers, over 1.1 million fingerprints, and the security clearance applications of over 19.7 million people. This is a massive and unprecedented hack that will cause national […]

Military & Veteran Benefits for Same-Sex Married Couples

Update July 2015: The Supreme Court ruling on June 26, 2015 declared that states cannot ban same-sex marriage, which further opened the door to married same-sex partners to be eligible to receive equal benefits available to heterosexual spouses. Spousal benefits have been equal for all serving military members since 2013. However, VA benefits for those […]

New Military Retirement Plan – Proposed Benefits Changes

The Senate Armed Services Committee recently passed the FY 2016 National Defense Authorization Act, which features several major proposals, including military retirement reform, personnel reform, and headquarters and management reform. One of the primary goals of the 2016 NDAA is to find areas where the government can cut back and save money. This will come […]

Military to Civilian Transition Tips (Podcast 17) Podcast: Play in new window | Download Subscribe: iTunes | Android | RSS In this podcast, I discuss the military to civilian transition, and some of the areas I struggled with during my transition. I dive right into my story, where I discuss some of the struggles I went through during the transition into the […]