2020 Non-Locality BAH Rates – BAH Type II, Partial BAH, BAH Differential

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The military provides servicemembers with either military housing or a housing allowance, referred to as Basic Allowance for Housing, or BAH. Standard BAH rates are based on the servicemember’s geographic duty location, pay grade, and dependency status (With Dependents or Without Dependents). The government assesses the rent and utility costs for over 300 different Military Housing Areas…

The military provides servicemembers with either military housing or a housing allowance, referred to as Basic Allowance for Housing, or BAH.

Standard BAH rates are based on the servicemember’s geographic duty location, pay grade, and dependency status (With Dependents or Without Dependents). The government assesses the rent and utility costs for over 300 different Military Housing Areas to come up with rates for each location in the United States.

However, there are BAH rates that are not tied to location. These include:

  • BAH RC/T (also referred to as BAH Reserve, BAH Transit, BAH Type II, or BAH Non-Locality)
  • Partial BAH
  • BAH-Differential, or BAH-DIFF

The rates for these different types of BAH can be found below, with an explanation for each of these below the BAH Rate table.

BAH Rates

2020 Non-Locality BAH Rates

Pay GradePartialBAH RC/T w/out Dependents*BAH RC/T with Dependents*Differential*
O-10$50.70$1,756.50$2,108.10$368.70
O-9$50.70$1,756.50$2,108.10$368.70
O-8$50.70$1,756.50$2,108.10$368.70
O-7$50.70$1,756.50$2,108.10$368.70
O-6$39.60$1,610.40$1,897.50$313.50
O-5$33.00$1,551.00$1,829.40$303.00
O-4$26.70$1,437.00$1,612.20$201.90
O-3$22.20$1,152.30$1,334.10$201.60
O-2$17.70$912.90$1,138.50$237.60
O-1$13.20$783.60$1,019.10$256.80
O3E$22.20$1,243.50$1,434.00$210.90
O2E$17.70$1,057.80$1,293.90$252.60
O1E$13.20$920.10$1,196.10$296.10
W-5$25.20$1,460.70$1,557.30$126.00
W-4$25.20$1,296.60$1,427.70$155.40
W-3$20.70$1,090.20$1,308.60$234.00
W-2$15.90$967.50$1,202.10$247.50
W-1$13.80$811.50$1,041.00$239.70
E-9$18.60$1,064.40$1,369.50$316.20
E-8$15.30$978.30$1,263.30$296.40
E-7$12.00$901.50$1,172.10$342.90
E-6$9.90$833.10$1,083.00$331.80
E-5$8.70$749.40$975.00$282.30
E-4$8.10$651.90$847.20$243.60
E-3$7.80$606.00$787.80$200.10
E-2$7.20$577.80$750.90$267.30
E-1 >4$6.90$577.80$750.90$316.20
E-1 <4$6.90$577.80$750.90$316.20

*BAH RC/Transit rates are adjusted by the average change in housing costs; BAH-DIFF rates are adjusted by the amount of the basic pay raise.

Understanding the Different Types of Non-Locality BAH

As you can see from the above rate chart, there are three types of non-locality BAH.

  • BAH RC/T
  • Partial BAH
  • BAH-Differential, or BAH-DIFF

BAH RC/T (or BAH Type II)

BAH RC/T stands for BAH Reserve Component/Transient. Depending on which branch of service you are in, you may also see it referred to as BAH Reserve, BAH Transit, BAH Type II, or BAH Non-Locality.

The BAH rate is calculated based on the national average for housing and does not change based on your location. BAH RC/Transit rates are adjusted each year based on the average change in housing costs.

It is given to members of the Guard and Reserves who are activated for less than 30 days, as well as those who are PCSing or in transition from a duty location that does not have a prior BAH rate (such as moving from overseas).

Guard and Reserve members who are activated for more than 30 days are given the full BAH rate for their rank, location, and dependent status.

Partial BAH

Partial BAH is given to servicemembers who live in government quarters and do not have dependents. Partial BAH is only designed to offset incidental expenses.

BAH Differential

Servicemembers who are assigned to on-base living quarters and pay child support are authorized BAH Differential, or BAH-DIFF. However, servicemembers are not entitled to BAH-DIFF if the monthly rate of that child support is less than the BAH-Diff.

Servicemembers who live off base and pay child support are authorized the BAH with dependents rate.

BAH-DIFF rates are adjusted annually based on the amount of the basic pay raise.

Understanding BAH With and Without Dependents Rates

The baseline BAH rate is listed for “Without Dependents.”

Members who have dependents (spouse, child(ren), or parent(s)) living with them are eligible for the BAH With Dependents rate. The BAH With Dependents rate is the same regardless of the number of dependents one has.

Dual-military couples have slightly different rules. If the servicemembers do not have any additional dependents, then both members will receive the BAH Without Dependents rate. If they have additional dependents, then the higher-ranking member will receive the With Dependents Rate and the lowe-ranking member will receive the Without Dependents rate.

Additional Notes:

  • Members stationed overseas are eligible for an Overseas Housing Allowance (OHA). This is similar to BAH, but only available to members stationed overseas or in US protectorates.
  • These listed BAH Rates apply to all branches of the military, including the Air Force, Army, Coast Guard, Marines, Navy, Space Force, and the Reserves Components.
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About Ryan Guina

Ryan Guina is the founder and editor of The Military Wallet. He is a writer, small business owner, and entrepreneur. He served over 6 years on active duty in the USAF and is a current member of the IL Air National Guard.

Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about personal finance and investing at Cash Money Life.

Ryan uses Personal Capital to track and manage his finances. Personal Capital is a free software program that allows him to track his net worth, balance his investment portfolio, track his income and expenses, and much more. You can open a free Personal Capital account here.

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