I’m a big credit card fan. I understand there are associated risks to using credit cards. But if you are like me and pay your bill in full each month, then you can use credit cards to your advantage. I keep several credit cards in rotation, using cards based on their rewards program. I have some credit cards that offer excellent cash back, and I have travel credit cards that earn me airline miles. There are even credit cards for military members. This last category features credit cards from major military financial institutions and credit card issuers that don’t charge foreign transaction fees, or offer best in class rewards.
The Navy Federal cashRewards Credit Card fits nicely into this last class of credit cards. The cashRewards Credit Card from Navy Federal is one of their most popular rewards cards, and for good reason. It’s simple and straightforward, offering cash back that racks up with every purchase. And unlike most reward cards, cashRewards honors all transactions, so even if you’re buying a soda down the street, you’re earning up to 1.5% cash back on every purchase.
Too good to be true? Usually; but not this time. Because Navy Federal is a not-for-profit credit union, they don’t have demanding stockholders to appease. So instead, they can stay focused on their members. It’s no wonder that Navy Federal shines in its member-service reviews and lives up to its no-strings-attached reputation. In addition to leaving their members well-served, this card offers several advantages, including some of my favorites:
- Low rates that never exceed 18%
- Cash rewards that never expire
- No caps on the amount you earn
- No annual fee
Not to mention, you can start redeeming for your cash back when you’ve earned as little as $20. I highly recommend this card for its excellent perks.
Limited Time Offer
For a limited time, Navy Federal is offering a sign up bonus when you meet the minimum spending requirements listed below.
- $200 cash back when you spend $3,000 within 90 days
- Earn unlimited 1.5% cash back on all purchases
- This year when you use your Navy Federal Visa cashRewards card at warehouse clubs (like Costco®, BJ’s® and Sam’s Club®), you’ll automatically earn 3% – that’s double the rewards!
- No rewards limit
- Regular Purchase APR: 10.40%-18.00% variable
- Regular Balance Transfer APR: 10.40%-18.00% variable
Click on the following banner to visit the Navy Federal Credit Union website to learn more:
Apply now for the Navy Federal cashRewards card.