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Veterans’ Benefits Act of 2010 Signed Into Law

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President Obama recently signed H.R. 3219, The Veterans’ Benefits Act of 2010, into law. The Veterans’ Benefits Act of 2010 improves and modernizes a variety of benefits and programs for military veterans and their families. These …

How to Get a Veteran Health Identification Card from the VA

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Many military veterans are unaware that the VA offers two different forms of veterans ID cards. The first version is the Veteran Health Identification Card (VHIC), formerly known as the Veterans Identification Card (VIC). This card …

Military & Veteran Benefits for Same-Sex Married Couples

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Update July 2015: The Supreme Court ruling on June 26, 2015, declared that states cannot ban same-sex marriage, which further opened the door to married same-sex partners to be eligible to receive equal benefits available to …

VA Streamline Refinance (IRRRL) Loan

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A VA Streamline, or VA IRRRL, is a type of refinance loan that lets veterans and active-duty service members lower their mortgage interest rates with minimal hassle and underwriting.

Five Life Insurance Considerations for Your Military Transition

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As you transition from active service, life insurance is an important, yet overlooked aspect of your post-military financial planning.  In a previous article, I discussed five considerations about your military life insurance needs.  To build on …

VA Interest Rate Reduction Refinance Loans (IRRRL) Case Study

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What is a VA IRRRL? According to the VA’s website, the VA Interest Rate Reduction Refinance Loan (IRRRL) “lowers your rate by refinancing your existing VA home loan.” Well… kind of, but only in a decreasing …

Life Insurance Riders

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Because no two situations are exactly the same, there can be any number of reasons why someone might choose to purchase life insurance. The proceeds from a life insurance policy – which is received free of …

Waiver of Premium Rider

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Life insurance can provide peace of mind in knowing that loved ones and survivors will have the funds that they need in case of the unexpected. But, not all life insurance policies are exactly alike, so …

Military Veterans Bonuses By State

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State military veterans bonus for serving during a time of war: Illinois, Massachusetts, New Hampshire, Ohio, Pennsylvania, South Dakota, & West Virginia.

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