Temporary Housing Benefits: TLE vs. TLA

During a PCS it’s essential to understand what benefits are available to keep more money in your pocket. This article will break down TLE and TLA, and explain what you are entitled to, how to maximize your benefits, and how to claim your expenses.
Advertising Disclosure.

Advertiser Disclosure: The Military Wallet and Three Creeks Media, LLC, its parent and affiliate companies, may receive compensation through advertising placements on The Military Wallet. For any rankings or lists on this site, The Military Wallet may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner,” the indicated company is a corporate affiliate of The Military Wallet. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

The Military Wallet and Three Creeks Media have partnered with CardRatings for our coverage of credit card products. The Military Wallet and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. For more information, please see our Advertising Policy.

American Express is an advertiser on The Military Wallet. Terms Apply to American Express benefits and offers.

Temporary Housing Benefits - TLA vs. TLE
Table of Contents
  1. Differences Between TLE and TLA
    1. Temporary Lodging Expense
    2. Temporary Lodging Allowance
  2. How to Maximize Your Benefits
    1. How To Do the Math

As if there weren’t enough acronyms to swim through in military life, PCSing comes with its very own set of terminology. 

The terms can get confusing. Add to the mix rising out-of-pocket costs, spouse unemployment, cleaning fees, and deposits, and you have not only a lot of confusion but a significant life transition that is also very expensive.

A recent Military Family Advisory Network survey found “Military families typically move every two to three years, and each move can set the average military family back about $5,000.”

It’s essential to understand what benefits are available for each move to keep more money in your pocket. This article will break down two important acronyms, TLE and TLA. Read on to learn:

  • What you are entitled to
  • How to maximize your benefits
  • How to claim your expenses

Differences Between TLE and TLA

The main difference between Temporary Lodging Expense (TLE) and Temporary Lodging Allowance (TLA) is a stateside move versus an overseas move. 

  • TLE covers reimbursement for temporary lodging and meal expenses during a PCS in the continental United States for service members and their families. 
  • TLA covers the cost of temporary lodging and meal expenses, up to 60 days, for service members and their families waiting for permanent housing overseas. 

Regardless of which one applies to your current situation, remember this: always keep your receipts.

Temporary Lodging Expense

If you are making a CONUS move within the continental United States, you will be reimbursed up to but no more than $290 a day for up to ten days, at a percentage of the per diem rate of the temporary housing location. The number and age of your dependents staying in temporary lodging with you determine the applicable percentage, and therefore, the total amount.  

You can split those ten days between your old location and the new location in whatever configuration works best for you. 

If available, you must use Government quarters. In order to receive reimbursement for commercial lodging, you’ll need to provide a non-availability confirmation number, showing there was no room for you and your family.

Keep in mind that reimbursement is not intended to cover the full amount spent. To receive the full use of this benefit, it is best to use Government lodging when possible. You will not be reimbursed for staying with friends or family. (FAQs about TLE)

Temporary Lodging Allowance

If you are making an OCONUS (outside the continental U.S.) move, the TLA will help cover a partial amount of your higher than ordinary expenses during your search for housing. If you are arriving OCONUS, TLA is available for up to 60 days, and if you are departing OCONUS, you will receive up to ten days. It is possible to receive an advance to cover this cost and an extension for additional days of TLA allowance, though these exceptions to policy are not always granted. (FAQs about TLA)

Several factors play into the computation of the TLA, from whether or not you are staying at a facility with meal services to currency conversion fees and more. You can find examples on the DTMO website. Scroll to the bottom to find TLA variations.

See What You Qualify For

Select a VA Home Loan Option to Continue:

Home Purchase
Home Refinance
Cash-Out Refinance
Explore My Options
Get Started

How to Maximize Your Benefits

One benefit of reimbursements for a PCS, including the use of your TLA, is that they are considered non-taxable income. Make sure you take advantage of this resource and file all necessary paperwork. 

If you are moving CONUS to OCONUS and use your TLE while stateside, you will not be able to use your TLA on arrival. You can not stack these two benefits. It is important to determine ahead of time which one will be more beneficial. Moving overseas takes a lot of prep work but it is an amazing opportunity. 

Plan ahead and keep every receipt. Once you arrive at your new station you will file a claim for the expenses incurred for lodging and meals. Since there is a cap as to how much you will be reimbursed for plan accordingly to stay under that amount. Anything above your total allowance will not be reimbursed. If you have adequate kitchen facilities, you will only receive 50% of your meals and incidental expenses. 

The last thing you want is to end up with non-reimbursable expenses. To avoid this know the per diem at both the old station and the new. The maximum $290 per day does not mean you will automatically be reimbursed for $290 a day.

How To Do the Math

  1. Go to https://www.defensetravel.dod.mil/site/perdiemCalc.cfm to find the per diem at both locals.  
  2. Multiply the percentages for your family with the local per diem to know how much you can spend, and be reimbursed for per day. You can find examples of how this works on pages 5 & 6 of the PCS Travel Entitlements Worksheet

Remember, the more prepared and knowledgeable you are up front, the better your chances for a great outcome!


About Post Author

Get Instant Access
FREE Weekly Updates! Enter your information to join our mailing list.

Reader Interactions

Leave A Comment:

Comments:

About the comments on this site:

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

The Military Wallet is a property of Three Creeks Media. Neither The Military Wallet nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on The Military Wallet is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on The Military Wallet should not be attributed to the Dept. of Veterans Affairs, the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept. of Veterans Affairs, please visit their website at va.gov. The content offered on The Military Wallet is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. If you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertiser Disclosure: The Military Wallet and Three Creeks Media, LLC, its parent and affiliate companies, may receive compensation through advertising placements on The Military Wallet. For any rankings or lists on this site, The Military Wallet may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner,” the indicated company is a corporate affiliate of The Military Wallet. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on The Military Wallet may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of  The Military Wallet.

Information from your device can be used to personalize your ad experience.