2015 IRS Tax Refund Schedule (2014 Tax Year)

When it comes to filing a tax return, there are a few questions that people care about more than any other – how much am I paying on taxes, how much will I get back in my tax refund, and when will I receive it? Everything else, the say, is just details.

There is no quick and easy answer to the first two questions, but we can give you a rough idea of when you will receive your tax refund, but only if you file your federal taxes electronically using a software program or with the IRS E-File. Expect longer delays if you file your return on paper, because it takes longer for the IRS to process your paperwork. The tax refund chart below offers more information on when to expect tax refunds.

Learn how military members can file taxes for free.

IRS E-File Schedule for Check Refunds and Direct Deposits

where's my refund - IRS refund schedule

When you receive your refund depends on how and when you file.

The following tax refund table is based on previous refund tables released by the IRS to help tax payers know when they should receive their tax refund. Due to changes in the IRS auditing system, they no longer release a full schedule as they did in previous years. The following chart is based on estimates from past years.





To use the refund chart:

  • Use the left hand column to look up the date your tax refund was accepted
  • Use the middle or right column to look up when you should receive your refund (depending on how you requested your refund – direct deposit or paper check).

If you filed your taxes with E-File, you should receive a confirmation that your tax return was accepted by the IRS. This date will go in the left column. If you didn’t file your taxes electronically, then this chart may not be useful for you for two reasons: you won’t have a confirmation date regarding when your tax return was accepted, and paper tax returns are manually entered by IRS employees, so the process takes longer.

You will also note that this chart covers dates beyond the traditional filing date. If you file after April 15, 2014, then you should file a tax extension request. It’s simple, and can potentially save you a lot of money in penalties. Note: Some military members may be eligible for additional tax deadline extensions if they were deployed or served overseas during the tax year.

Tax Return Accepted By IRS before 11:00 am between… Direct Deposit Sent* Paper Check Mailed*
Jan 20, 2015 (first day IRA accepts returns) and Jan 30, 2015 Feb 4, 2015 Feb 6, 2015
Jan 30 and Feb 06, 2015 Feb 11, 2015 Feb 13, 2015
Feb 7 and Feb 13, 2015 Feb 18, 2015 Feb 20, 2015
Feb 14 and Feb 20, 2015 Feb 25, 2015 Feb 27 , 2015
Feb 21 and Feb 27, 2015 Mar 4, 2015 Mar 6, 2015
Feb 28 and Mar 06, 2015 Mar 11, 2015 Mar 13, 2015
Mar 07 and Mar 13, 2015 Mar 18, 2015 Mar 20, 2015
Mar 14 and Mar 20, 2015 Mar 25, 2015 Mar 27, 2015
Mar 21 and Mar 27, 2015 Apr 1, 2015 Apr 3, 2015
Mar 28 and Apr 03, 2015 Apr 8, 2015 Apr 10, 2015
Apr 04 and Apr 10, 2015 Apr 15, 2015 Apr 17, 2015
Apr 11 and Apr 17, 2015 Apr 22, 2015 Apr 24, 2015
Apr 18 and Apr 24, 2015 Apr 29, 2015 May 1, 2015
Apr 25 and May 01, 2015 May 6, 2015 May 8, 2015
May 02 and May08, 2015 May 13, 2015 May 15, 2015
May 09 and May 15, 2015 May 20, 2015 May 22, 2015
May 16 and May 22, 2015 May 27, 2015 May 29, 2015
May 23 and May 29, 2015 Jun 3, 2015 Jun 5, 2015
May 30 and Jun 05, 2015 Jun 10, 2015 Jun 12, 2015
Jun 06 and Jun 12, 2015 Jun 17, 2015 Jun 19, 2015
Jun 13 and Jun 19, 2015 Jun 24, 2015 Jun 26, 2015
Jun 20 and Jun 26, 2015 Jul 1, 2015 Jul 3, 2015
Jun 27 and Jul 03, 2015 Jul 8, 2015 Jul 10, 2015
Jul 04 and Jul 10, 2015 Jul 15, 2015 Jul 17, 2015
Jul 11 and Jul 17, 2015 Jul 22, 2015 Jul 24, 2015
Jul 18 and Jul 24, 2015 Jul 29, 2015 Jul 31, 2015
Jul 25 and Jul 31, 2015 Aug 5, 2015 Aug 7, 2015
Aug 01 and Aug 07, 2015 Aug 12, 2015 Aug 14, 2015
Aug 08 and Aug 14, 2015 Aug 19, 2015 Aug 21, 2015
Aug 15 and Aug 21, 2015 Aug 26, 2015 Aug 28, 2015
Aug 22 and Aug 28, 2015 Sep 2, 2015 Sep 4, 2015
Aug 29 and Sep 04, 2015 Sep 9, 2015 Sep 11, 2015
Sep 05 and Sep 11, 2015 Sep 16, 2015 Sep 18, 2015
Sep 12 and Sep 18, 2015 Sep 23, 2015 Sep 25, 2015
Sep 19 and Sep 25, 2015 Sep 30, 2015 Oct 2, 2015
Sep 26 and Oct 02, 2015 Oct 7, 2015 Oct 9, 2015
Oct 03 and Oct 09, 2015 Oct 14, 2015 Oct 16, 2015
Oct 10 and Oct 16, 2015 Oct 21, 2015 Oct 23, 2015

*Note: Again, these are estimated dates based on previous tax refund schedules released by the IRS. The IRS no longer publishes these tax refund charts, due to their auditing process.




Keep in mind it may take a few days for your financial institution to make your deposit available to you, or it may take several days for the check to arrive in the mail. Keep this in mind when planning to use your tax refund. The IRS states to allow for 5 additional days for the funds to become available to you. In almost all cases a direct deposit will get you your tax refund more quickly than 5 days, and in some cases will be available immediately.

How Should You Request to Receive Your Refund?

The IRS gives you three options for receiving your refund. You can choose to receive your refund in a direct deposit (you can split your refund and have it sent to up to three banks), you can have a paper check sent to your home, or you can choose to buy US Savings Bonds with your tax refund. You can also apply a refund to any future taxes owed. This is a popular choice among some small business owners who are required to pay estimated taxes. Of the three refund options available to you, the Direct Deposit option is the fastest and safest option.

*Note: Some tax software companies also offer the option of receiving a tax refund on a prepaid debit card. I’m not particularly fond of this option, but it is available to some tax filers. In this case, the refund is first sent to the tax preparation company, then they issue you the prepaid debit card.

Tax Refund Schedule for Extensions and Amended Tax Returns

The refund schedule should be the same if you filed for a tax extension, however, there is no official schedule for tax refunds for amended tax returns. The above list only includes dates for e-filing an original tax return. Amended tax returns are processed manually, and often take 8-12 weeks to process. If you do not receive an amended tax return refund within 8 weeks after you file it, then you should contact the IRS to check on the status.

How to Check the Status of Your Tax Return

You should be able to check the status of your tax refund roughly 72 hours after your receive confirmation form the IRS that they have received your tax refund via E-File. You will need to wait at least 3 weeks if you mailed in your tax return. The best way to check the status of your federal tax refund is to visit the Where’s My Refund page at the IRS website, or, call 1-800-829-1954, or 1-800-829-4477, or 1-800-829-1040 and inquire about your tax return status with an IRS a customer service representative. Note that the IRS only updates tax return statuses once a week, on Wednesdays.

Get a Larger Tax Refund Next Year

If you want a bigger tax refund next year, then there are a few ways you can increase the amount of money the government will give you as a tax refund. One of the easiest ways is by contributing to a tax-deferred retirement plan such as a 401k, the Thrift Savings Plan, or by opening a Traditional IRA, which allows you to deduct up to an additional $5,500 on your taxes each year (up to $6,500 if you are age 50 or older). You can open an IRA in a variety of locations, including banks, brokerage firms, independent advisors, and more.

Update: IRS Announces Some Tax Refunds Will Be Late

The IRS recently upgraded their computer systems to prevent tax refund fraud. This may affect people who filed early in the year. Find out if your tax refund will be late.


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Date published: January 15, 2015.

Article by

Ryan Guina is the founder and editor of this site. He is a writer, small business owner, and entrepreneur. He served over 6 years on active duty in the USAF and is currently serving in the IL Air National Guard. He also writes about money management, small business, and career topics at Cash Money Life. You can also see his profile on Google.

Comments

  1. I filed my taxes with H& R Block and they were accepted Jan 22nd. It supposed to have been direct deposited but I was told a paper check was sent on Feb 5th. It had to be completed “manually” . I spoke with IRS reps and they said that I can’t file a trace for another 10 days and then it could be another 12 wks before I get my refund. I am very frustrated.

  2. I have the same issue with Turbotax. Mine was accepted Jan 29 and I still haven’t gotten them yet…

  3. I filed my tax return in the Jan 29th 2015 got my tax return on the 6th of Feb. Now I’m waiting on my state return how much longer does that take

  4. I filed my taxes 2/5 they were accepted2/6 I have no bars and on WMR is just say we have received and they are being processed nothing else I look on my transcripts and the cycle is 20150605 I did have an offset but I just need to know if something else is wrong the only date on the transcript is 3/2/15 does that mean I will get my refund then?

  5. Michelle Fritz says:

    Hi My taxes were excepted on 02/06/2015 I have still not receives my federal or state taxes. on the Irs website it says that they are being processed but there is no date. When can I expect to get my taxes.

  6. I filed 2-18 and it was received an hour later. Wmr says processing can not give info check 24 hours after receiving accepted emails.2-24 it still said the same thing. Then this morning IRS website still says the same thing but hrblock said will deposit 3- 5 days or longer but I checked my account today just to see and it has already been deposited. So I hope this will give you a little hope!

  7. So my cycle date is 20150803. What is that supposed to be mean?. Anyone can please help me!. When can the deposit can be make?. Any estimate days!. Please help!. Thank you.

  8. Hi we filed our taxes Feb.16.2015 supposed to be here today? How long does this usually take?

  9. Hi i filed on 2/17/2015 was accepted an hour later, im still on one bar which means still processing and my transcript shows n/a and my account transcript is in all zeros and says no return was filed, i also have to dates ,one said 2/25/2015 and the other one says as for 3/9/2015 im confused can someone plzzzz explain to me what this 2 dates means? Thanks!!

  10. Hello Sasha I just wanted to follow up with you to know if you have received them yet. Mine were accepted on Feb 14 and on the WMR website it says that my refund was sent to my bank on Feb 25, 2015, I have called the bank to ask if maybe it was incoming or pending but they told me that they haven’t received it. Did you receive your yet or is ANYONE else having this problem??

  11. I was accepted on 2-4-15 and I’ve check everyday on wheres my return and it say still being processed its now 2-26-15 what’s going on?

  12. HELLO FRENANDA MY DAD WAS SUPPOSE TO HAVE A DEPOSIT ON 2/25 BUT NOTHING..HE CALLED BUT THEY SAY ITS NOTHING OR NOTHING PENDING..BUT WMR SAY IRS SENT IT TO MY BANK..WISHING YOU GOOD LUCK

  13. Accepted on 1/23. I finally have something on my transcript (as of 2 days ago) and my WMR bars are back. The last IRS rep I spoke with, had a very nasty attitude and claimed there was an error on my part. After all the calls I made and being told of system errors. I was finally given a refund date of 3/4 and my refund dollar amount has not changed. SO my taxes were held for some error I made that did not change my refund dollar amount????

  14. @Joy

    I filed and was accepted the same day as you – 1/23. But there is NO change on WMR for us! NO change in the amount of refund. NO change with N/A for transcripts. NO change of that “Your tax return is still being processed. A refund date will be provided when available” status at WMR. And Tax Advocate is proving to be lax in responding to messages left on her voicemail.

    I am still left in the dark, but I’m hoping that now that you’ve gotten a DD date, and you filed the same day as we have, there’s hope that we’re coming to the end of this 5-week wait.

  15. @Ida
    I finally received a letter from the IRS in regards to my return. The letter is from the ICO Rejects Team FSPC according to the letter. It basically confirms the health care issue that the two of us discussed last week. The letter says we received your return but we need more information to process the return accurately. According to our records, you or someone in your household the benefit of advance payments of the premium tax credit for the health coverage through the health insurance market place. please use your form 1095-A to complete the form 8962 . your return will be processed 6-8 weeks.

  16. @TG
    I haven’t checked my mail today, so I don’t know if I’ve received a letter, too. I *do* know that I’ve already filled out the 8962 form when we filed our taxes. There are no changes, meaning, our 1095-A had no errors. Those who had errors have already been contacted. Ours have remained the same.

    Did you have your 8962 form filled out when you filed your taxes?

    As of today, still NO CHANGE. NONE on the WMR. Transcripts for 2014 still show N/A. Still NO change in refund amount or any codes added. It’s as if we’ve fallen through the cracks. *sigh*

  17. @Ida
    Yes I filled out the 8962 also with my taxes but for some reason they needed it again. I let them know that and they said there was a system error so I needed to fax or mail it in. Odd right? So we will see if they lower my refund or keep it the same per the letter.

  18. @Ida
    I’m so beyond frustrated,I feel like I’m getting the run around. The firm was correct when it sent it the first time so I’m not sure why I had to do it again. I’m sure it’ll be another excuse once thy recieve the form in the mail. I couldn’t fax it because it was busy.

  19. @TG
    It’s very, VERY odd that they make the mistake, have access to all paperwork directly from healthcare.gov and CoveredCA, and yet need US to send a copy of the 1095-A due to a system error on *their* side. It’s not only odd, it’s unfair!

    I think you should call the Tax Advocate – I mean, if you want to speed up the process in order to get your refund, and not have to wait another 6-8 weeks since we’re now entering our SIXTH week! I get the sense that the IRS is giving you the runaround. The Tax Advocate can help speed things up and you can fax them your 1095-A and they’ll submit it to the IRS on your behalf, because the IRS is certain to lose your 1095-A in the mail. Also, your assigned Tax Advocate will stay with you to the end, and he/she has a fax number.

    Depending on your State, you can contact them directly. You can start here:
    http://www.taxpayeradvocate.irs.gov/contact-us

    When you reach them, tell them that you are suffering financial hardship due to the IRS delay. This will speed up the process.

    When did you file and when were you accepted?

  20. @Ida
    Thank you! I will contact them first thing Monday morning. I filed on January 25 and was accepted the same day. I have already received my state but no federal. My bar has disappeared and it now says something on the lines of your return is still being processed, a refund date will appear when available. It has been like that for weeks.

  21. wbaby21 says:

    I filed my tax return Feb18,received an accepted 1 hourlater I hanvnt received a DDD or a irs letter I have 6 more days an the 21 days are up is anybody in the same boat please let me no I has never Been this long

  22. I filed on feb 4th and still have nothing no letter in the mail n no dd!!

  23. Lake Jam says:

    I filed Feb 19 and got accepted an hour later I was so discouraged after waiting each day and Saturday I looked at WMR and saw DDD for tomorrow March 4th so hang in there also keep checking the bank because my cousin never got a DDD on WMR but she saw a deposit in her account when she went to the bank to dispute a McDonald’s transaction. . Keeping my fingers crossed and hope to have my money tomorrow. You should get yours tomorrow as well.

  24. Heather says:

    I e-filed mine on Feb 18 got accepted the next day. The last time I looked at WMR it said the check was mailed yesterday? I’ve always done direct deposit in the past but this year I decided to get it mailed. Does anyone know how long it would take to get here?

  25. floridian says:

    Lake Jam. Im also was suppose to get my deposit today. Ive check my account twice this morning and nothing has been deposited and the wmr tool has not been updated. The sent bar is not highlighted. Did u recieve urs today?

  26. I filed mine on 2/9/2015 and now today is 3/4/2015 and I still haven’t received mine and every time I go to wmr it don’t have any information for me. Is anyone having this problem?

  27. crystal mixon says:

    I filed my taxes feb 28th and my direct deposit date was march 5th. the wmr website said it had been approved but not sent. my accountant said they send the money at midnight but I checked my account this morning about 6:30 am and the money was on there. Hope this helps.

  28. We filed jointly on Feb 7th. We had our state taxes dd a week later. It is now March 5th and the WMR has said its been accepted, a refund date will be provided when available. It has said that for over a week. I can not even obtain information if anything is wrong with our filing. Very frustrating to say the least.

  29. Filed jointly on 2/21, nothing has been updated or changed, how long is taken everyone to get an update and DD? It says it was accepted but that’s it. And we are on day 11

  30. Lovelygirl334 says:

    @ TG SAYS….I received the same letter but I’m hoping it doesnt take another 6 weeks. I need my money now

  31. We filed our taxes on 2/28 and I’ve been checking WMR and it still saying the sane thing. it says you must wait 24 hours after receiving your email confirmation. So basically idk if they have received it or not.

  32. Hi fernanda, I have same problem.they said sent it already but no money in my account yet.did u get your money?

  33. @lovelygirl334
    How long ago did you mail or fax back the info that they were asking for? I mailed mine back about a week ago. I tried to fax it but the line was busy for two days. I tried calling the IRS Friday afternoon to follow up but I couldn’t get through to a live person. This is so horrible! I want and need my money. It has been over a month since I got accepted on Jan. 25 and have already received my state. Did you have insurance through the health reform as well?

    @Ida
    Any new updates? Have you hear anything about your refund?

  34. @TG,
    Sorry to report but NO refund update. *sigh*

    I received a letter from the IRS last Monday (03/02/2015) afternoon, and as I guessed, they needed my 1095-A from the Covered California exchange.

    I had called my TA that same day, and she called me back, asking me to send over the 1095-A that she will present directly to the IRS. I did so that same Monday afternoon. Since then…nothing. NO reund. NO change on my Where’s My Refund. NO other IRS codes. NO change in the refund amount. Transcripts still show N/A for 2014, and we’re entering week seven (7)!

    However, on another site that I post on, a poster much like you, TG, who had filed and was accepted on the same day as you, has finally received her refund last Friday. But she was also contacted by the IRS on February 7 instead of my March 9. I’m like everyone else here and need my refund FAST and I made this pretty clear to my TA. I will be calling her Monday again, and I’m going to be a little more upset since the TA opened a case file for me almost three weeks ago and NOTHING YET HAS BEEN DONE. What good are Tax Advocates if they don’t help you and are incredibly HARD to reach??

  35. Wow, I’m sorry to hear that. I am still in the same boat as well. I called the IRS today to make sure that they received my 1095-A . He said they have it but there were no further updates. According to him it will be another 6-8 weeks. I’m going to keep following up with them.

  36. I filed me taxes electronically back on 2/5/2015 within 24 hours it said it was received. As of today 3/12/15 when I go to where my refund it says it is still be process, if my math is correct that makes it 5 weeks. I have called just about every number provided by the IRS and all I get is an automated service. How do I get a live person for some HELP!!!!!!!!!!!!!!!

  37. I checked where’s my refund this morning and to my surprise I now have a direct deposits date for March 16 after waiting for over a month! My refund amount is the same thank God.

  38. Brittney says:

    I filed both my state & federal taxes on 3/8/2015 and to my surprise my state was deposited into my account today 3/12/2015. I haven’t received my federal yet. I hope this gives you guys some hope!

  39. What do they me still processing. Please wait for available return date

  40. @TG

    Congratulations, TG. Your DDD is Monday and – woooohoooo! – mine is Wednesday!

    They had to adjust the amount because of errors between the amounts I filed using the original 1095-A from CoveredCalifornia.

    But the end is nigh! I’ve gotten my 846 code, so the refund is approved and will be deposited into my account this Wednesday, finally ending this nine week nightmare!

  41. I e-filed my return on Feb 19th and here it is March 15 and still do not have my refund. They push that if you e-file you will get your refund faster but this is not true in our case. I am starting to think they don’t have the money to do any refunds with. Troubling.

  42. Glad to see I’m not the only one dealing with this BS. I filed on February 13th, and up until yesterday, the WMR status bar said that it was still being processed. Today is the 21st day. Nothing approved, nothing sent. Then up until yesterday, the bar disappeared and in italics it said that a refund date will be provided soon. I see other people got that and had to deal with that for weeks. How long will it be like that? This is so annoying. Can I expect it soon? Can anyone offer any relief?

  43. ive been waiting since jan 21

  44. Joseph Herrera says:

    How long does it take to receive your state tax refund thru direct deposit once you have received your federal?

  45. I electronicly filed my Homestead on February 16 2015 today is the 21 day since I was approved how long should it take to recive my refund

  46. I filed on feb 4 accep same day waited my 21 days nothing yet no refund no dd call spoke to a rep told me to wait for the letter 12c. Receive the letter fax my form both form and they receive March 4 Still no responce how long will it take for them to mail me my check?

  47. Lovelygirl334 says:

    I want to kno we how long it takes after faxing in the information?

  48. EFiled on Feb. 3 with Turbo Tax. Requested Paper Check. WMR shows check mailed Feb. 18th. No check yet. Has it been stolen or isIRS lying?

  49. I Just want to say that i see that i’m not the only one for a tax return i file on 2/17/15 and mind say same thing tax are still being processing i got no bars and refund date will post as soon as available i want to know if anybody can tell me how do i contact irs when im going to get my refund i need the money like really bad im out of food and i have no money what so ever to get food .

  50. Patiently Waiting says:

    I filed my taxes on March 13th and as of March 25th they were scheduled to be sent to my banking institution. It’s March 27th, and i still have not received anything. I e-filed them and i thought i’d receive my return on March 25th, however still nothing :( Any advice on what to do next?

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