As we wrote in our military pay date schedule, the first step in creating a budget is knowing how much you will be paid, and when. The good news is that retired military pay dates are easy to remember: you usually receive your pay on the first of the month. The only exception is when the first of the month falls on a weekend or holiday. If that happens, then you would receive your pay on the preceding business day.
Military annuitant pay days are similar to retiree pay days. Military annuitants, surviving spouses or family members, receive their payment on the first of each month. However, if the 1st falls on a weekend or holiday, they will receive their payment after the weekend or holiday, not before like retired military members.
2018 Military Retiree & Annuitant Pay Dates
Here are the military retiree pay dates for 2018. You will need to check MyPay for your Retiree Account Statement (RAS).
| Pay Period | Military Retiree Pay Dates | Annuitant Payment Dates |
|---|---|---|
| January 2018 | Feb. 1 | Feb. 1 |
| February 2018 | Mar. 1 | Mar. 1 |
| March 2018 | Mar. 30 | Apr. 2 |
| April 2018 | May. 1 | May. 1 |
| May 2018 | Jun. 1 | Jun. 1 |
| June 2018 | Jun. 29 | Jul. 2 |
| July 2018 | Aug. 1 | Aug. 1 |
| August 2018 | Aug. 31 | Sep. 4 |
| September 2018 | Oct. 1 | Oct. 1 |
| October 2018 | Nov. 1 | Nov. 1 |
| November 2018 | Nov. 30 | Dec. 3 |
| December 2018 | Dec. 31 | Jan. 2, 2019 |
The above military pay dates are applicable to all branches of the military, including the Air Force, Air Force Reserves, Air National Guard, Army, Army National Guard, Army Reserves, Marine Corps, Marine Corps Reserves, Navy, Navy Reserves, Coast Guard, Coast Guard Reserves, and the Public Health Service.
When Will I Receive My Military Retirement Paycheck?
Military paychecks are generally available on the payment date. However, payments may hit your bank up to a day early, or sometimes in the afternoon or evening of the pay date.
Some Military Banks offer military deposits a day or two earlier than the actual pay date. This is common with Navy Federal Credit Union (if you use the Active Duty Checking Account) and USAA Federal Savings, among others. Here is the list with the NFCU pay days. Here are the dates military paychecks are available through USAA.
Top Military Banks: Here is our list of the top military banks and credit unions. You may consider choosing to bank with one of these financial institutions if receiving your pay earlier is important to you.
Understanding Your Retired Military Pay
Military retirement pay is handled by the Defense Finance and Accounting Service, or DFAS. They handle all record keeping, tracking, payments, etc. Retirees can track their pay on MyPay.
The best way to understand your retirement pay is to log on to your MyPay account and view your Retiree Account Statement (RAS), which is a two-page document issued by DFAS that summarizes your pay, benefits, and any deductions, including allotments.
Military retirees receive a Retiree Account Statement each month, along with an annual RAS in December. MyPay makes the previous 12 RAS statements available to you. If you want to keep a long-term record, it would be a good idea to download the RAS in PDF form.
You should receive an email each month from MyPay informing you when your RAS is available (provided you have provided your email to MyPay and are opted in to this service).
Other ways to use MyPay: In addition to tracking and downloading your Retirement Account Statements, you can also use MyPay to download your your tax statements, change any allotments you might have, change your tax withholding, and change your banking information.
It’s also important to note that your retirement pay is made in arrears, meaning you receive pay for the previous month, just like military pay and most other types of pay.
How Does Your Military Pay Change in Retirement?
Your military retirement pay is based only on your base pay, and your time in service. You will no longer have your BAH, BAS, or other benefits, such as COLA, incentive pay, and bonuses. You also have to take into consideration any withholdings, such as taxes, insurance, and any allotments.
The good news is that many states do not tax military retirement pay. So you may see an unexpected boost.
Here are some additional withholdings you may see, depending on your situation:
- Survivor Benefit Plan – 6.5% of your pay. This is deducted from your pay prior to taxes.
- Tricare Prime – price is based on single or family plan and is subject to change annually
- Tricare Dental – price depends on location and number of dependents.
- Veterans Group Life Insurance – if you participate. VGLI-Rates tables are here.
- Possible withholding of VA Disability Compensation if not eligible for Concurrent Receipt. More on how VA disability compensation affects retirement pay.
- Any allotments.
You can find a full analysis of how your military pay changes when you retire. This is a great resource for planning purposes.
Robert says
If the 1st falls on a Monday when does VA disability payments go out? I thought they had to be received by midnight on the 1st but payments aren’t processed over the weekend? Thanks
Michael Clyde says
Robert,
My Direct Deposit VA Disability Pension is there on Monday morning by 0010hrs unless Monday is a holiday then it’s there the Friday before by 0010hrs. My payment for February 2016 should have hit my account on Monday February 1 around 0010hrs. It showed up Tuesday January 26. I could understand it showing up Friday the 29th, but not the 26th. It seems that most months the financial institution gets my DD a day or two early and then post it to my account on the relevant day. Also note that it takes no human intervention Sunday night/Monday morning at 0010hrs for the DD to post to an account as long as the computer program was scheduled earlier in the week to post the transaction. As always, YMMV.
Jason says
My times are different every month. Sometimes at 0000, sometimes at 0300 sometimes at 0600 sometimes at 0925, you get the idea, its frustrating especially since I live paycheck to paycheck
Kristin says
When is the RAS posted on MyPay?
LARRY GOOLSBY says
Today is the first day of June, it is 5pm CDT 2017. I have not received my disability check deposited in my bank. My bank says the VA has not sent them for me or other vets either what goes on?
Emily McGinty says
I retired at 16 years, 8 mo from the Army (I did the TERA) as an O3E. They told me when they were doing my DD214 at the transitions office that I would not have my E status for retirement pay purposes and that I could only retire as an 03 because the “drop down menu doesn’t have an E so we have to put you in as an 03”. Is this true or were they supposed to make sure I retired with my E status? It’s a difference of almost $500 a month, and with making only 41% of the base pay it makes a huge difference.
Ryan Guina says
Hello Emily, Thank you for contacting me. My understanding is that your retirement should be based on the average of your highest 36 months of pay. So if you were receiving O3-E pay, I believe you should receive that for your retirement pay. I would contact DFAS immediately to see if you are receiving O3-E pay, or not. If you are not, then I would contact your Human Resources Command or Personnel center immediately to see about getting a corrected DD Form 214. I hope this is helpful, and I wish you the best!
Thomas Doyle says
I am a gray area retiree, having served more than 16 years of active duty, then 5 years reserve/national guard. My question is this: Who can I contact to ensure that my NGB 23 or RPAS statement is reflecting all retirement points, whether earned on active duty or in the reserves? Thanks in advance, TP Doyle US Army (SFC retired).
Ryan Guina says
Hello Thomas, Thank you for contacting me. You should be able to contact your HR or personnel section. Be sure to provide them with copies of all related paperwork, including your annual Points statements and DD Form 214. Be sure to have copies of all DD Form 214s if you received multiple 214s due to activation. The HR or personnel section can review your documents and tell you how many points and Good Years you have.
Lisa Ann Gissendaner says
I have two questions:
I am wondering what the date of my disability will hit, tomorrow, December 29, 2017 or on Tuesday, January 2, 2018 ?
I spent 12 years on active duty, 5 years reserves status as an enlisted / SMP, and 3 years reserve status as an commissioned officer. I really need help with determination on my time served. I believe that I have 20 good years for retirement, and if not if I need to get 2 years for retirement, please lead me in the right direction .
Thank you.
Best,
Lisa A. (Singleterry ) Gissendaner
Major / OD
U.S. Army
Ryan Guina says
Hello Maj Gissendaner,
Thank you for contacting me. You will need to contact the VA regarding your disability rating and/or compensation. Ratings are generally effective the 1st of the month in which they are awarded. your VA award letter should have the effective date. Compensation generally starts the month afterward. The VA customer support line should be able to give you more specific information.
Your personnel or human resources section at your unit should be able to help you read and understand your Points statement. Using this, you should be able to determine your total number of points and the number of Good Years you have. If you have 20 Good Years you should be able to apply to your branch of service’s office for a Retirement Eligibility Letter. This letter states you will be authorized to retire.
It’s important to make sure you have this letter and you qualify for retirement before actually retiring. You don’t want to leave the service before you are retirement eligible. Additionally, it’s a good idea to speak with your personnel or human resources office to ensure you will be eligible to retire as an officer, retire at your current grade, and that no longer have any remaining service commitments. I believe you only need to serve 6 months in the rank of Major in order to retire in that rank, but please verify this, as different branches may have different requirements. There are additional service requirements in order to retire at the rank of Lt Col. I believe this is two years time in grade, but again, it’s a good idea to verify.
I hope this is helpful. I wish you the best, and thank you for your service!
Christopher says
I retired 30 November and I’m using my GI bill to go back to school. I am still waiting on my retirement check and GI bill BAH to kick in. When can I expect the retirement pay to start? I see an LES in MyPay for 1-31 December on the Active Duty side but nothing on the RAS side. There’s a determine hold pay on my LES for a very large amount. Does this mean they’re still determining my retirement amount? I’m starting to freak out because I have bills coming due and I’m flat broke.
Ryan Guina says
Hello Christopher, Thank you for contacting me. I recommend contacting DFAS. They can give you the exact date you should receive your retirement pay. I believe you should receive it for the January 1 pay period, but it’s possible there were issues due to the holiday, or as you mentioned, determining your retirement pay. Only DFAS can give you the exact answer and estimated time frame for receiving your paycheck.
The GI Bill housing stipend is paid one month in arrears, and only after you provide proof of attending classes. You can work with the VA to determine requirements and estimated pay dates.
I wish you the best, and thank you for your service!
Betty A Gilliland says
What do I do when my monthly check does not come? It’s usually here before the end of the month, but today is the 5th and it still has not come.
Also, the check has no information on it that tells me who to contact to have it changed to automatic deposit.
Can you help me in both these situations?
Ryan Guina says
Hello Betty, Try contacting the DFAS customer service – they handle all retirement pay issues. I wish you the best, and thank you for your service!