Flu season is just around the corner, and it is better to get immunized sooner rather than later. While flu shots can be expensive, there are several ways to get your shot free or at a reduced cost. For instance, did you know that US Military Veterans can get free flu shots at local VA [...]

We recently discussed VA Loan funding fees, which are required of all veterans buying a home through a VA Loan, with the exception of those who receive a service-connected disability payment from the VA (or would receive it if they weren’t receiving retirement pay), and a surviving spouse of a veteran who died while in [...]

VA Home Loans are one of the best ways for veterans to finance a home purchase. VA Loans offer veterans a chance to buy a house with little to no money down, and in many cases, the VA Loan interest rates are competitive with conventional mortgage rates, sometimes they are even lower. This was the [...]

One of the most popular military benefits is the VA Loan, which makes home ownership more easily attainable for thousands of veterans. Sometimes you can lower your monthly VA Loan payment by refinancing it at a lower interest rate, or by changing from an adjustable rate VA Loan to a fixed rate loan. Whatever the [...]

Many military veterans are considering refinancing their VA Loan due to mortgage rates being near historic lows. There are several benefits to refinancing your VA Loan, including a lower monthly payment, better terms, and potentially being able to pay off your VA Loan more quickly. Your credit score is one of the most important factors [...]

My wife and I just sold our home and relocated 350 miles away from our old home. We made the move so we could live closer to family. We spent a lot of time preparing for the move and are relatively familiar with the area as we visited there several times each year – mainly [...]

A reverse mortgage is just what it sounds like – it is a lien on a home that works in reverse to a traditional mortgage. Instead of borrowing money to purchase a home, a homeowner starts off owning the home and takes out a reverse mortgage in order to release the equity from their property [...]

Many homeowners face a common dilemma – should they pay off their mortgage or invest? There are obvious pros and cons for each situation, and since each situation is unique, there is no one-size-fits-all answer to the question. Should I Pay Off My Mortgage Early? We recently received this reader question from someone who has [...]

My wife and I are trying to sell our home, and like millions of other Americans, we are having a hard time finding a buyer. We live in a depressed real estate market, with many houses remaining on the market for months. We are lucky in that we don’t have to sell our home by [...]

I recently received a reader question from a Marine currently out of the country in support of the War on Terror. He sent me a little background on his mortgage situation and wanted to know if he should refinance his VA Loan from a 30 year mortgage to a 15 year mortgage. Should you refinance [...]